Vitals
  • Total Assets
    483.6M 20.8 %
  • Total Deposits
    425.6M 23.2 %
  • Total Net Loans
    371.5M 24.8 %
  • Net Income
    3.9M 2.9 %
  • Book Value
    56.8M 5.9 %
  • Book Value x2
    113.6M 5.9 %
  • Book Value x3
    170.4M 5.9 %
ROAA

.935

ROAE

6.969

Efficiency Ratio

64.959

Net Interest Margin

3.634

Balance Sheet Highlights
Financial Highlights Oakworth Capital Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 483,569 266,812
Total Net Loans 371,544 157,006
Total Deposits 425,613 227,200
Total Equity 56,815 30,855
Profitability
Net Income 3,877 2,603
Return on Average Assets .935 .91
Return on Average Equity 6.969 7.525
Net Interest Margin 3.634 3.872
Efficiency Ratio 64.959 69.238
Noninterest Income/Revenue 24.268 15.218
Balance Sheet Ratios
Loan-to-Deposit 87.296 65.031
Securities/Assets .087 .23
Total Equity/Total Assets .117 .116
Tangible Equity/Tangible Assets .116 .114
Capital Adequacy
Tier 1 Common Capital 55,765 30,655
Tier 1 Capital 55,765 30,655
Tier 2 Capital 4,133 1,864
Total Capital 59,898 32,526
Total Risk Weighted Assets 431,421 184,216
Leverage Ratio 12.67 11.829
Common Equity Tier 1 Capital Ratio 12.93 18.757
Tier 1 Capital Ratio 12.93 18.762
Total Capital Ratio 13.88 19.824

Timeline for Oakworth Capital Bank

Alatrust, Inc.

Acquisition: Oakworth Capital Bank acquired a new subsidiary, Alatrust, Inc. , 8 years

View Profile Nov 01 2015

Oakworth Capital, Inc.

Oakworth Capital, Inc. became a new parent organization for Oakworth Capital Bank.

View Profile Jul 01 2013

Oakworth Capital Bank

Oakworth Capital Bank was established 16 years ago and is currently headquartered in Birmingham, AL.

Mar 31 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Alatrust, Inc. Seller Acquisition Discontinued 11/1/2015
Relationships Role Relationship Start Relationship End
Oakworth Capital, Inc. Parent 7/1/2013
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