Net Income Analysis ( % relative to Total Revenue )
Income Statement Oak Hill Banks All Insured Commercial Banks in Ohio
Interest and Fees on Loans 17,746 4,120
Income from Lease Financing Receivables — 30,775
102 899
Estimated Tax Benefit from Tax-Exempt Loan Income 53 443
Income on Loans and Leases (TE) 17,799 4,136
Investment Interest Income (TE) 1,894 2,524
Total Interest Income (TE) 20,168 3,809
Total Interest Expense 9,095 1,653
Net Interest Income (TE) 11,073 2,157
Non-Interest Income 2,045 717
Adjusted Operating Income (TE) 13,118 2,787
Non-interest Expense 8,128 1,779
Provision for Loan & Lease Losses 2,955 48,760
Pretax Operating Income (TE) 2,035 45,894
Pretax Net Operating Income (TE) 2,041 46,395
Applicable Income Taxes — 18,664
Net Operating Income 1,812 29,388
Net Income 1,812 29,388
Cash Dividends Declared — 15,899
Retained Earnings 1,812 25,919