Oak Hill Banks
Jackson, OH — Domestic Branch of a Domestic Bank
Acquired Apr 2008
Vitals
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Total Assets1.3B 3.5 %
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Total Deposits912.4M -5.6 %
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Total Net Loans961.1M -6.4 %
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Net Income1.8M -35.6 %
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Book Value230.9M 118.0 %
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Book Value x2461.8M 118.0 %
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Book Value x3692.7M 118.0 %
Balance Sheet Highlights
| Financial Highlights | Oak Hill Banks | All Insured Commercial Banks in Ohio |
| Balance Sheet $(000) | ||
| Total Assets | 1,336,198 | 254,763 |
| Total Net Loans | 961,132 | 233,269 |
| Total Deposits | 912,403 | 195,021 |
| Total Equity | 230,892 | 25,951 |
| Profitability | ||
| Net Income | 1,812 | 29,388 |
| Return on Average Assets | .533 | 1.536 |
| Return on Average Equity | 3.149 | 10.221 |
| Net Interest Margin | 3.823 | 3.785 |
| Efficiency Ratio | 61.963 | 70.777 |
| Noninterest Income/Revenue | 9.206 | 15.839 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 105.341 | 82.67 |
| Securities/Assets | .094 | 4.836 |
| Total Equity/Total Assets | .173 | .102 |
| Tangible Equity/Tangible Assets | .071 | -5.809 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 100,787 | 22,090 |
| Tier 2 Capital | 8,688 | 3,716 |
| Total Capital | 109,475 | 24,665 |
| Total Risk Weighted Assets | 940,971 | 173,672 |
| Leverage Ratio | 8.19 | 10.313 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 10.71 | 15.774 |
| Total Capital Ratio | 11.63 | 17.012 |
Timeline for Oak Hill Banks
Wesbanco Bank, Inc.
Oak Hill Banks was acquired by Wesbanco Bank, Inc. 16 years
View Profile Apr 26 2008
Wesbanco, Inc.
Wesbanco, Inc. became a new parent organization for Oak Hill Banks.
View Profile Dec 01 2007
Ironton Branch
Acquisition: Oak Hill Banks acquired a new subsidiary, Ironton Branch , 19 years
View Profile Apr 02 2005
Oak Hill Financial Services Company
Oak Hill Financial Services Company became a new subsidiary organization for Oak Hill Banks.
View Profile Apr 01 2005
Ripley Branch
Acquisition: Oak Hill Banks acquired a new subsidiary, Ripley Branch , 19 years
View Profile Oct 09 2004
| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Wesbanco Bank, Inc. | Buyer | 9,799,379 | Pooling of Interests | Discontinued | 4/26/2008 |
| Ironton Branch | Seller | Acquisition | Discontinued | 4/2/2005 | |
| Ripley Branch | Seller | Acquisition | Discontinued | 10/9/2004 | |
| Towne Bank | Seller | 241,389 | Pooling of Interests | Discontinued | 12/2/2002 |
| Unity Savings Bank | Seller | 63,465 | Pooling of Interests | Discontinued | 10/2/1997 |
| Miami Valley Bank Of Southwest Ohio | Seller | 28,729 | Discontinued | 1/1/1990 |
| Relationships | Role | Relationship Start | Relationship End |
| Wesbanco, Inc. | Parent | 12/1/2007 | 4/25/2008 |
| Oak Hill Financial, Inc. | Parent | 5/16/1986 | 11/30/2007 |
| Oak Hill Financial, Inc. | Parent | 6/2/1981 | 5/15/1986 |
| Wesbanco Community Development Corporation | Subsidary | 6/30/2007 | 4/25/2008 |
| Oak Hill Financial Services Company | Subsidary | 6/30/2007 | 11/30/2007 |
| Wesbanco Community Development Corporation | Subsidary | 8/20/2003 | 6/29/2007 |
| Oak Hill Financial Services Company | Subsidary | 4/1/2005 | 6/29/2007 |