Vitals
  • Total Assets
    52.7M 5.8 %
  • Total Deposits
    48.6M 9.1 %
  • Total Net Loans
    45.3M 7.5 %
  • Net Income
    394000.0000 15.5 %
  • Book Value
    4.0M -1.8 %
  • Book Value x2
    8.0M -1.8 %
  • Book Value x3
    11.9M -1.8 %
ROAA

1.47

ROAE

18.67

Efficiency Ratio

71.306

Net Interest Margin

5.035

Balance Sheet Highlights
Financial Highlights Northland Community Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 52,696 84,926
Total Net Loans 45,286 62,111
Total Deposits 48,613 70,317
Total Equity 3,980 8,324
Profitability
Net Income 394 1,271
Return on Average Assets 1.47 1.779
Return on Average Equity 18.67 16.08
Net Interest Margin 5.035 4.5
Efficiency Ratio 71.306 62.651
Noninterest Income/Revenue 5.344 10.583
Balance Sheet Ratios
Loan-to-Deposit 93.156 84.453
Securities/Assets .03 .259
Total Equity/Total Assets .076 .098
Tangible Equity/Tangible Assets .076 -.008
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,976 7,993
Tier 2 Capital 447 727
Total Capital 4,423 8,711
Total Risk Weighted Assets 40,962 65,858
Leverage Ratio 7.41 9.778
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.71 13.057
Total Capital Ratio 10.8 14.155

Timeline for Northland Community Bank

Deerwood Bank

Northland Community Bank was acquired by Deerwood Bank 18 years

View Profile Jul 14 2005

Northome Bancshares, Inc.

Northome Bancshares, Inc. became a new parent organization for Northland Community Bank.

View Profile Feb 15 1993

Northland Community Bank

Northland Community Bank was established 121 years ago and is currently headquartered in Northome, MN.

Jan 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Deerwood Bank Buyer 505,286 Acquisition Discontinued 7/14/2005
Relationships Role Relationship Start Relationship End
Northome Bancshares, Inc. Parent 2/15/1993 7/13/2005
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