Vitals
  • Total Assets
    783.6M 4.9 %
  • Total Deposits
    710.4M 4.7 %
  • Total Net Loans
    682.6M 8.6 %
  • Net Income
    12.2M 226.7 %
  • Book Value
    69.5M 6.8 %
  • Book Value x2
    139.1M 6.8 %
  • Book Value x3
    208.6M 6.8 %
ROAA

1.547

ROAE

18.325

Efficiency Ratio

77.078

Net Interest Margin

3.647

Balance Sheet Highlights
Financial Highlights North State Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 783,579 1,412,230
Total Net Loans 682,640 1,020,122
Total Deposits 710,422 1,134,979
Total Equity 69,548 173,608
Profitability
Net Income 12,194 10,887
Return on Average Assets 1.547 .777
Return on Average Equity 18.325 6.782
Net Interest Margin 3.647 3.73
Efficiency Ratio 77.078 75.532
Noninterest Income/Revenue 40.349 18.66
Balance Sheet Ratios
Loan-to-Deposit 96.089 86.082
Securities/Assets .033 .132
Total Equity/Total Assets .089 .123
Tangible Equity/Tangible Assets .088 .104
Capital Adequacy
Tier 1 Common Capital 69,446 139,754
Tier 1 Capital 69,446 140,214
Tier 2 Capital 4,346 8,389
Total Capital 73,792 148,590
Total Risk Weighted Assets 635,633 1,125,721
Leverage Ratio 8.8 10.209
Common Equity Tier 1 Capital Ratio 10.93 13.055
Tier 1 Capital Ratio 10.93 13.195
Total Capital Ratio 11.61 14.232

Timeline for North State Bank

North State Title Llc

North State Title Llc became a new subsidiary organization for North State Bank.

View Profile Jun 15 2011

North State Bancorp

North State Bancorp became a new parent organization for North State Bank.

View Profile Jun 29 2002

North State Bank Wealth Advisors, Inc.

North State Bank Wealth Advisors, Inc. became a new subsidiary organization for North State Bank.

View Profile Jun 28 2002

North State Bank

North State Bank was established 24 years ago and is currently headquartered in Raleigh, NC.

Jun 01 2000
Relationships Role Relationship Start Relationship End
North State Bancorp Parent 6/29/2002
North State Bank Wealth Advisors, Inc. Subsidary 6/30/2007
North State Title Llc Subsidary 6/15/2011
North State Bank Wealth Advisors, Inc. Subsidary 6/28/2002 6/29/2007
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