Nbt Bank, National Association
Norwich, NY — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Nbt Bank, National Association | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 250,760 | 41,190 |
Income from Lease Financing Receivables | 234 | 11 |
1,310 | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 689 | 52 |
Income on Loans and Leases (TE) | 251,683 | 41,538 |
Investment Interest Income (TE) | 36,019 | 6,772 |
Total Interest Income (TE) | 289,768 | 51,262 |
Total Interest Expense | 19,885 | 6,465 |
Net Interest Income (TE) | 269,883 | 44,373 |
Non-Interest Income | 87,307 | 11,435 |
Adjusted Operating Income (TE) | 357,190 | 60,531 |
Non-interest Expense | 212,703 | 38,074 |
Provision for Loan & Lease Losses | 25,431 | 2,203 |
Pretax Operating Income (TE) | 119,056 | 19,351 |
Pretax Net Operating Income (TE) | 117,759 | 20,027 |
Applicable Income Taxes | 38,812 | 5,930 |
Net Operating Income | 75,504 | 13,255 |
Net Income | 75,504 | 13,254 |
Cash Dividends Declared | 10,200 | 2,280 |
Retained Earnings | 65,304 | 7,706 |