Assets
Liabilities
Assets Nbt Bank, National Association All Insured Commercial Banks in New York
Total Assets 8,792,872,000 1,423,064,824
Loans & Leases 6,132,857,000 978,975,429
Real Estate Loans 3,669,090 689,129
Commercial Loans 809,165 204,326
Individual Loans 1,639,502 38,943
Agricultural Loans 55,025 1,513
Other Loans and Leases in Domestic and Foreign Offices 25,377 54,597
Loan and Lease Allowance (65,200) (9,353)
Unearned Income on Loans (102) (180)
Securities 1,849,561,000 254,518,396
U.S. Treasury and Agency Securities 1,545,765 174,125
Municipal Securities 252,260 38,922
Foreign Debt Securities — 977
All Other Securities 51,536 40,496
Cash & Balances due from depository institutions 147,562,000 108,315,275
Noninterest-Bearing Cash and Due From Banks 146,709 18,716
Interest-Bearing Bank Balances 853 89,599
Federal Funds Sold and Resales — 259
Trading Account Assets 290 698
Premises and fixed assets (including capitalized leases) 69,064 9,453
Other Real Estate Owned 5,581 337
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 587,957 70,508
Liabilities Nbt Bank, National Association All Insured Commercial Banks in New York
Total Liabilities 8,792,872,000 1,382,042,802
Deposits 7,836,742,000 1,194,877,747
Demand Deposits 537,811 154,452
All NOW & ATS Accounts 166,388 31,394
Money Market Deposit Accounts 4,288,672 514,514
Other Nontransaction Savings 1,137,901 177,828
Time Deposits At Or Below Insurance Limit 788,465 156,603
Fully Insured Brokered Deposits 377,385 65,648
Less: Fully Insured Brokered Deposits (377,385) (65,648)
Time Deposits Above Insurance Limit 84,278 60,229
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 498,000 34,504
Federal Funds Purchased & Resales 223,703 13,538
Federal Home Loan Bank Borrowing Maturing Over One Year 64,015 32,238
Other Borrowings Maturing Under One Year — 414
Other Borrowing Maturing Over One Year — 393
Acceptances & Other Liabilities 47,509 18,772
Capital 956,130,000 187,165,055
Subordinated Notes and Debentures — 0
Total Equity 956,130 187,165