Efficiency Ratio Over Time
Efficiency Ratio Nbt Bank, National Association All Insured Commercial Banks in New York
12-31-2016 59.549 65.064
09-30-2016 60.395 66.438
06-30-2016 61.057 66.148
03-31-2016 61.273 65.676
12-31-2015 61.796 67.268
09-30-2015 62.351 67.303
06-30-2015 63.385 67.746
03-31-2015 64.912 68.787
12-31-2014 62.851 67.914
09-30-2014 63.892 67.399
06-30-2014 58.604 67.989
03-31-2014 65.077 68.504
12-31-2013 65.951 69.689
09-30-2013 67.576 68.787
06-30-2013 71.158 69.137
03-31-2013 80.473 69.07
12-31-2012 64.429 67.537
09-30-2012 65.151 67.164
06-30-2012 65.935 67.4
03-31-2012 66.112 67.13
12-31-2011 59.458 67.021
09-30-2011 58.994 66.906
06-30-2011 59.328 67.339
03-31-2011 61.33 69.754
12-31-2010 58.79 69.848
09-30-2010 57.745 69.47
06-30-2010 57.458 71.396
03-31-2010 57.775 70.773
12-31-2009 55.857 76.908
09-30-2009 56.338 77.51
06-30-2009 57.557 81.925
03-31-2009 56.933 80.38
12-31-2008 53.042 85.057
09-30-2008 54.019 78.459
06-30-2008 53.558 83.721
03-31-2008 53.761 80.346
12-31-2007 53.609 77.578
09-30-2007 53.13 71.372
06-30-2007 53.062 70.25
03-31-2007 55.323 71.659
12-31-2006 56.541 72.454
09-30-2006 56.275 69.831
06-30-2006 56.171 70.423
03-31-2006 55.507 74.075
12-31-2005 55.622 68.173
09-30-2005 55.672 65.988
06-30-2005 56.196 66.561
03-31-2005 56.702 66.443
12-31-2004 54.351 66.688
09-30-2004 53.795 66.369
06-30-2004 53.321 67.073
03-31-2004 53.764 67.469
12-31-2003 55.758 66.544
09-30-2003 55.861 66.043
06-30-2003 55.929 65.608
03-31-2003 55.317 66.329
12-31-2002 54.808 68.29