Vitals
  • Total Assets
    8.6B -16.0 %
  • Total Deposits
    5.5B -16.8 %
  • Total Net Loans
    6.5B -12.4 %
  • Net Income
    93.9M 87.4 %
  • Book Value
    643.9M -4.0 %
  • Book Value x2
    1.3B -4.0 %
  • Book Value x3
    1.9B -4.0 %
ROAA

1.945

ROAE

27.914

Efficiency Ratio

37.447

Net Interest Margin

2.919

Balance Sheet Highlights
Financial Highlights National City Bank Of Kentucky All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 8,585,291 155,062
Total Net Loans 6,491,466 105,678
Total Deposits 5,472,430 124,368
Total Equity 643,899 16,223
Profitability
Net Income 93,867 1,872
Return on Average Assets 1.945 1.295
Return on Average Equity 27.914 12.48
Net Interest Margin 2.919 4.174
Efficiency Ratio 37.447 63.918
Noninterest Income/Revenue 29.969 11.748
Balance Sheet Ratios
Loan-to-Deposit 118.621 81.865
Securities/Assets .129 .365
Total Equity/Total Assets .075 .105
Tangible Equity/Tangible Assets .071 .043
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 630,100 15,860
Tier 2 Capital 252,433 1,188
Total Capital 882,533 17,049
Total Risk Weighted Assets 7,342,316 107,452
Leverage Ratio 6.95 10.804
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.58 16.634
Total Capital Ratio 12.02 17.773

Timeline for National City Bank Of Kentucky

National City Bank

National City Bank Of Kentucky was acquired by National City Bank 17 years

View Profile Jul 22 2006

National City Insurance Agency Of Kentucky, Inc.

National City Insurance Agency Of Kentucky, Inc. became a new subsidiary organization for National City Bank Of Kentucky.

View Profile Apr 01 1998

American Fidelity Bank, Fsb

Acquisition: National City Bank Of Kentucky acquired a new subsidiary, American Fidelity Bank, Fsb, 28 years

View Profile Mar 29 1996

First National Bank & Trust Co. Of Woodford County

Acquisition: National City Bank Of Kentucky acquired a new subsidiary, First National Bank & Trust Co. Of Woodford County, 28 years

View Profile Mar 01 1996

The First National Bank And Trust Company

Acquisition: National City Bank Of Kentucky acquired a new subsidiary, The First National Bank And Trust Company, 28 years

View Profile Mar 01 1996

Want to see more?

Complete timeline for National City Bank Of Kentucky is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
National City Bank Buyer 131,594,152 Pooling of Interests Discontinued 7/22/2006
American Fidelity Bank, Fsb Seller 35,536 Pooling of Interests Discontinued 3/29/1996
First National Bank & Trust Co. Of Woodford County Seller 50,420 Pooling of Interests Discontinued 3/1/1996
The First National Bank And Trust Company Seller 103,300 Pooling of Interests Discontinued 3/1/1996
Richmond Bank And Trust Company Seller 108,337 Pooling of Interests Discontinued 3/1/1996
Bank Of Danville And Trust Company Seller 103,307 Pooling of Interests Discontinued 3/1/1996
The London Bank & Trust Co. Seller 102,101 Pooling of Interests Discontinued 3/1/1996
American Fidelity Bank And Trust Company Seller 66,201 Pooling of Interests Discontinued 3/1/1996
The First State Bank And Trust Company Of Manchester, Kentucky Seller 82,170 Pooling of Interests Discontinued 3/1/1996
Crestwood State Bank Seller 92,145 Discontinued 4/1/1994
National City Bank, Ashland Kentucky Seller 214,177 Discontinued 4/1/1994
National City Bank, Bowling Green Seller 190,123 Discontinued 4/1/1994
Central Bank & Trust Company, Owensboro, Kentucky Seller 198,485 Discontinued 4/1/1994
National City Bank, Lexington Seller 473,824 Discontinued 11/1/1993
First Kentucky Trust Company Seller 193,113 Discontinued 3/29/1993
Lincoln Bank And Trust Company Seller Discontinued 11/14/1960
Relationships Role Relationship Start Relationship End
National City Corporation Parent 1/1/1993 7/21/2006
National Processing Company Parent 12/31/1982 12/31/1992
National Processing Company Parent 9/5/1974 12/30/1982
First National Bank Trustees Parent 12/31/1970 9/4/1974
National City Leasing Corporation Subsidary 9/25/1980 7/21/2006
First National Broadway Corp. Subsidary 2/11/1983 8/31/2003
National City Insurance Agency Of Kentucky, Inc. Subsidary 4/1/1998 6/30/2003
National Capital Properties, Inc. Subsidary 2/15/1991 8/31/2001
Churchill Insurance Agency, Inc. Subsidary 1/1/1993 7/8/2001
Fnb Service Corporation Subsidary 12/26/1985 12/30/1998
First Premises Corporation Subsidary 11/1/1993 12/10/1996
Ncbk Holdings, Inc. Subsidary 11/15/1993 1/17/1996
National City Investments Corporation Subsidary 12/12/1985 4/1/1990
First Louisville Leasing Corporation Subsidary 3/9/1981 1/9/1989
Longue Vue, Inc. Subsidary 9/3/1986 10/18/1988
Fnb, Inc. Subsidary 12/31/1976 8/31/1984
Churchill Mortgage Corporation Subsidary 12/31/1976 1/31/1979
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