Vitals
  • Total Assets
    633.3M 9.5 %
  • Total Deposits
    570.3M 10.2 %
  • Total Net Loans
    316.1M -5.2 %
  • Net Income
    5.4M 12.9 %
  • Book Value
    62.2M 3.5 %
  • Book Value x2
    124.5M 3.5 %
  • Book Value x3
    186.7M 3.5 %
ROAA

.903

ROAE

8.804

Efficiency Ratio

68.153

Net Interest Margin

3.485

Balance Sheet Highlights
Financial Highlights National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 633,272 358,087
Total Net Loans 316,093 213,533
Total Deposits 570,333 308,027
Total Equity 62,247 38,740
Profitability
Net Income 5,426 3,845
Return on Average Assets .903 1.025
Return on Average Equity 8.804 9.415
Net Interest Margin 3.485 3.773
Efficiency Ratio 68.153 66.762
Noninterest Income/Revenue 19.231 16.375
Balance Sheet Ratios
Loan-to-Deposit 55.423 65.494
Securities/Assets .232 .214
Total Equity/Total Assets .098 .108
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 62,626 37,278
Tier 1 Capital 62,626 37,303
Tier 2 Capital 5,081 2,526
Total Capital 67,707 39,866
Total Risk Weighted Assets 405,888 237,367
Leverage Ratio 9.99 10.563
Common Equity Tier 1 Capital Ratio 15.43 18.073
Tier 1 Capital Ratio 15.43 18.097
Total Capital Ratio 16.68 19.169

Timeline for National Bank

Motivational Management Group, Inc.

Motivational Management Group, Inc. became a new subsidiary organization for National Bank.

View Profile Jan 10 2005

National United Holdings, Inc.

National United Holdings, Inc. became a new parent organization for National Bank.

View Profile Feb 01 2002

Peoples Bank

Acquisition: National Bank acquired a new subsidiary, Peoples Bank, 33 years

View Profile Jun 14 1991

Cove State Bank

Acquisition: National Bank acquired a new subsidiary, Cove State Bank, 34 years

View Profile Apr 20 1990

National Bank

National Bank was established 134 years ago and is currently headquartered in Gatesville, TX.

Aug 21 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Seller 17,273 Failure 6/14/1991
Cove State Bank Seller 37,343 Failure 4/20/1990
Relationships Role Relationship Start Relationship End
National United Holdings, Inc. Parent 2/1/2002
Motivational Management Group, Inc. Subsidary 6/30/2007 12/12/2014
Motivational Management Group, Inc. Subsidary 1/10/2005 6/29/2007
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