Vitals
  • Total Assets
    168.9M -7.2 %
  • Total Deposits
    144.5M -8.7 %
  • Total Net Loans
    126.5M 3.1 %
  • Net Income
    -2915000.0000 -5,815.7 %
  • Book Value
    15.3M -16.7 %
  • Book Value x2
    30.5M -16.7 %
  • Book Value x3
    45.8M -16.7 %
ROAA

-6.674

ROAE

-69.25

Efficiency Ratio

230.314

Net Interest Margin

4.303

Balance Sheet Highlights
Financial Highlights Monarch Community Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 168,915 287,373
Total Net Loans 126,546 185,735
Total Deposits 144,529 242,099
Total Equity 15,271 30,763
Profitability
Net Income -2,915 719
Return on Average Assets -6.674 .774
Return on Average Equity -69.25 7.255
Net Interest Margin 4.303 3.777
Efficiency Ratio 230.314 74.364
Noninterest Income/Revenue 27.378 22.564
Balance Sheet Ratios
Loan-to-Deposit 87.558 73.378
Securities/Assets .185
Total Equity/Total Assets .09 .107
Tangible Equity/Tangible Assets .085 .104
Capital Adequacy
Tier 1 Common Capital 15,270 28,789
Tier 1 Capital 15,270 28,901
Tier 2 Capital 1,537 2,341
Total Capital 16,807 31,228
Total Risk Weighted Assets 122,359 201,218
Leverage Ratio 8.74 10.439
Common Equity Tier 1 Capital Ratio 12.48 15.971
Tier 1 Capital Ratio 12.48 16.053
Total Capital Ratio 13.74 17.205

Timeline for Monarch Community Bank

Chemical Bank

Monarch Community Bank was acquired by Chemical Bank 9 years

View Profile May 09 2015

Chemical Financial Corporation

Chemical Financial Corporation became a new parent organization for Monarch Community Bank.

View Profile Apr 01 2015

Monarch Community Bancorp, Inc

Monarch Community Bancorp, Inc became a new parent organization for Monarch Community Bank.

View Profile Jun 03 2006

First Insurance Agency

First Insurance Agency became a new subsidiary organization for Monarch Community Bank.

View Profile Jun 03 2006

Marshall Savings Bank, F.S.B.

Acquisition: Monarch Community Bank acquired a new subsidiary, Marshall Savings Bank, F.S.B., 19 years

View Profile Jun 07 2004

Want to see more?

Complete timeline for Monarch Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Chemical Bank Buyer 9,717,567 Acquisition Discontinued 5/9/2015
Marshall Savings Bank, F.S.B. Seller 92,342 Discontinued 6/7/2004
Relationships Role Relationship Start Relationship End
Chemical Financial Corporation Parent 4/1/2015 5/8/2015
Monarch Community Bancorp, Inc Parent 6/3/2006 3/31/2015
First Insurance Agency Subsidary 6/30/2007 5/8/2015
First Insurance Agency Subsidary 6/3/2006 6/29/2007
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