Efficiency Ratio Over Time
Efficiency Ratio Monarch Community Bank All Insured Commercial Banks in Michigan
03-31-2015 230.314 74.364
12-31-2014 99.917 75.309
09-30-2014 98.088 75.334
06-30-2014 98.03 75.605
03-31-2014 97.458 76.846
12-31-2013 115.403 74.841
09-30-2013 114.922 73.806
06-30-2013 111.554 73.811
03-31-2013 110.551 73.988
12-31-2012 111.597 71.723
09-30-2012 112.306 71.614
06-30-2012 109.193 71.839
03-31-2012 114.665 72.697
12-31-2011 97.413 73.486
09-30-2011 93.979 73.637
06-30-2011 87.467 74.221
03-31-2011 80.885 75.166
12-31-2010 88.927 74.379
09-30-2010 84.817 74.86
06-30-2010 82.404 75.739
03-31-2010 79.066 76.883
12-31-2009 150.701 82.058
09-30-2009 69.211 81.121
06-30-2009 67.64 82.109
03-31-2009 68.132 80.184
12-31-2008 70.691 80.181
09-30-2008 70.47 75.465
06-30-2008 71.029 75.619
03-31-2008 71.349 76.097
12-31-2007 67.813 72.221
09-30-2007 67.692 70.635
06-30-2007 66.92 69.92
03-31-2007 67.827 70.315
12-31-2006 79.176 66.877
09-30-2006 81.842 65.716
06-30-2006 82.435 66.171
03-31-2006 66.982
12-31-2005 64.078
09-30-2005 64.016
06-30-2005 63.808
03-31-2005 64.541
12-31-2004 64.329
09-30-2004 64.747
06-30-2004 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526