Vitals
  • Total Assets
    529.2M 18.4 %
  • Total Deposits
    347.1M -4.0 %
  • Total Net Loans
    363.4M 8.3 %
  • Net Income
    586000.0000 -90.7 %
  • Book Value
    110.2M 208.8 %
  • Book Value x2
    220.3M 208.8 %
  • Book Value x3
    330.5M 208.8 %
ROAA

.197

ROAE

1.248

Efficiency Ratio

87.905

Net Interest Margin

3.879

Balance Sheet Highlights
Financial Highlights Merrill Merchants Bank All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets 529,230 712,587
Total Net Loans 363,443 559,698
Total Deposits 347,085 510,006
Total Equity 110,161 72,757
Profitability
Net Income 586 4,807
Return on Average Assets .197 .651
Return on Average Equity 1.248 6.074
Net Interest Margin 3.879 3.325
Efficiency Ratio 87.905 73.97
Noninterest Income/Revenue 15.291 11.825
Balance Sheet Ratios
Loan-to-Deposit 104.713 112.184
Securities/Assets .11 .142
Total Equity/Total Assets .208 .102
Tangible Equity/Tangible Assets .07 .088
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 36,040 67,090
Tier 2 Capital 4,299 6,609
Total Capital 40,339 73,699
Total Risk Weighted Assets 349,271 534,740
Leverage Ratio 7.95 10.15
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.32 14.005
Total Capital Ratio 11.55 15.296

Timeline for Merrill Merchants Bank

People's United Bank, National Association

Merrill Merchants Bank was acquired by People's United Bank, National Association 15 years

View Profile Jan 01 2009

People's United Bank, National Association

People's United Bank, National Association became a new parent organization for Merrill Merchants Bank.

View Profile Jan 01 2008

Chittenden Corporation

Chittenden Corporation became a new parent organization for Merrill Merchants Bank.

View Profile Jun 09 2007

Maine Acceptance Corporation

Acquisition: Merrill Merchants Bank acquired a new subsidiary, Maine Acceptance Corporation , 22 years

View Profile Mar 29 2002

M & M Consulting Limited Liability Company

M & M Consulting Limited Liability Company became a new subsidiary organization for Merrill Merchants Bank.

View Profile Sep 16 1996

Want to see more?

Complete timeline for Merrill Merchants Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
People's United Bank, National Association Buyer 40,278,972 Discontinued 1/1/2009
Maine Acceptance Corporation Seller Pooling of Interests Discontinued 3/29/2002
Relationships Role Relationship Start Relationship End
People's United Bank, National Association Parent 1/1/2008 12/31/2008
Chittenden Corporation Parent 6/9/2007 12/31/2007
Merrill Merchants Bancshares, Inc. Parent 10/19/1992 6/8/2007
M & M Consulting Limited Liability Company Subsidary 9/16/1996 7/2/2007
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