Vitals
  • Total Assets
    95.4M 1.2 %
  • Total Deposits
    84.6M 2.2 %
  • Total Net Loans
    42.4M 9.2 %
  • Net Income
    525000.0000 -1.1 %
  • Book Value
    9.4M -7.2 %
  • Book Value x2
    18.8M -7.2 %
  • Book Value x3
    28.2M -7.2 %
ROAA

.542

ROAE

5.057

Efficiency Ratio

85.294

Net Interest Margin

3.47

Balance Sheet Highlights
Financial Highlights Merchants & Farmers Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 95,432 525,484
Total Net Loans 42,387 348,104
Total Deposits 84,627 440,088
Total Equity 9,396 60,485
Profitability
Net Income 525 5,177
Return on Average Assets .542 .911
Return on Average Equity 5.057 8.357
Net Interest Margin 3.47 3.971
Efficiency Ratio 85.294 70.327
Noninterest Income/Revenue 22.648 22.171
Balance Sheet Ratios
Loan-to-Deposit 50.087 71.665
Securities/Assets .369 .197
Total Equity/Total Assets .098 .115
Tangible Equity/Tangible Assets .098 .102
Capital Adequacy
Tier 1 Common Capital 10,365 52,498
Tier 1 Capital 10,365 52,598
Tier 2 Capital 556 3,510
Total Capital 10,921 56,103
Total Risk Weighted Assets 52,773 380,206
Leverage Ratio 10.72 10.71
Common Equity Tier 1 Capital Ratio 19.64 16.284
Tier 1 Capital Ratio 19.64 16.342
Total Capital Ratio 20.69 17.377

Timeline for Merchants & Farmers Bank

M & F Bancorp, Inc.

M & F Bancorp, Inc. became a new parent organization for Merchants & Farmers Bank.

View Profile Sep 01 1992

Merchants & Farmers Bank

Merchants & Farmers Bank was established 125 years ago and is currently headquartered in Holly Springs, MS.

Mar 15 1899
Relationships Role Relationship Start Relationship End
M & F Bancorp, Inc. Parent 9/1/1992
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