Merchants Bank Of Alabama
Cullman, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Merchants Bank Of Alabama | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 6,219 | 6,171 |
Income from Lease Financing Receivables | — | 0 |
77 | 45 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 39 | 22 |
Income on Loans and Leases (TE) | 6,258 | 6,208 |
Investment Interest Income (TE) | 1,073 | 1,394 |
Total Interest Income (TE) | 7,414 | 7,911 |
Total Interest Expense | 639 | 896 |
Net Interest Income (TE) | 6,775 | 6,985 |
Non-Interest Income | 1,630 | 1,452 |
Adjusted Operating Income (TE) | 8,405 | 8,441 |
Non-interest Expense | 6,253 | 5,558 |
Provision for Loan & Lease Losses | 22 | 263 |
Pretax Operating Income (TE) | 2,130 | 2,672 |
Pretax Net Operating Income (TE) | 2,217 | 2,777 |
Applicable Income Taxes | 599 | 524 |
Net Operating Income | 1,429 | 1,948 |
Net Income | 1,429 | 1,948 |
Cash Dividends Declared | 450 | 591 |
Retained Earnings | 979 | 1,289 |