Assets
Liabilities
Assets Merchants Bank Of Alabama All Insured Commercial Banks in Alabama
Total Assets 271,241,000 246,414,505
Loans & Leases 154,875,000 149,052,360
Real Estate Loans 122,167 113,214
Commercial Loans 15,944 24,400
Individual Loans 10,660 8,106
Agricultural Loans 2,640 1,769
Other Loans and Leases in Domestic and Foreign Offices 5,143 3,639
Loan and Lease Allowance (1,679) (2,046)
Unearned Income on Loans — (29)
Securities 65,822,000 62,675,297
U.S. Treasury and Agency Securities 48,656 36,234
Municipal Securities 17,166 24,405
Foreign Debt Securities — 0
All Other Securities — 2,036
Cash & Balances due from depository institutions 10,288,000 18,643,883
Noninterest-Bearing Cash and Due From Banks 7,179 6,818
Interest-Bearing Bank Balances 3,109 11,826
Federal Funds Sold and Resales 25,875 2,154
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 3,671 5,137
Other Real Estate Owned 1,983 1,150
Direct and Indirect Investments in Real Estate Ventures — 2
Investment in Unconsolidated Subsidiaries — 2
Acceptances and Other Assets 8,727 7,600
Liabilities Merchants Bank Of Alabama All Insured Commercial Banks in Alabama
Total Liabilities 271,241,000 243,451,171
Deposits 245,296,000 211,710,694
Demand Deposits 17,268 36,410
All NOW & ATS Accounts 18,173 24,130
Money Market Deposit Accounts 20,138 49,613
Other Nontransaction Savings 118,786 23,197
Time Deposits At Or Below Insurance Limit 55,160 57,354
Fully Insured Brokered Deposits — 2,767
Less: Fully Insured Brokered Deposits — (2,767)
Time Deposits Above Insurance Limit 14,434 15,018
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 1,392
Federal Funds Purchased & Resales — 540
Federal Home Loan Bank Borrowing Maturing Over One Year — 2,363
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 2
Acceptances & Other Liabilities 1,337 1,690
Capital 25,945,000 31,740,477
Subordinated Notes and Debentures — 0
Total Equity 25,945 31,740