Vitals
  • Total Assets
    31.0M 2.7 %
  • Total Deposits
    25.7M 4.4 %
  • Total Net Loans
    23.0M -2.4 %
  • Net Income
    111000.0000 40.5 %
  • Book Value
    3.3M 3.6 %
  • Book Value x2
    6.7M 3.6 %
  • Book Value x3
    10.0M 3.6 %
ROAA

1.373

ROAE

13.436

Efficiency Ratio

78.019

Net Interest Margin

4.718

Balance Sheet Highlights
Financial Highlights Mccreary National Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 31,018 133,432
Total Net Loans 23,019 86,171
Total Deposits 25,706 108,076
Total Equity 3,331 13,607
Profitability
Net Income 111 571
Return on Average Assets 1.373 1.252
Return on Average Equity 13.436 12.505
Net Interest Margin 4.718 4.077
Efficiency Ratio 78.019 64.083
Noninterest Income/Revenue 10.592 12.503
Balance Sheet Ratios
Loan-to-Deposit 89.547 78.092
Securities/Assets .174 .385
Total Equity/Total Assets .107 .102
Tangible Equity/Tangible Assets .107 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,280 12,752
Tier 2 Capital 231 1,017
Total Capital 3,511 13,776
Total Risk Weighted Assets 18,401 87,046
Leverage Ratio 10.14 9.722
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.83 15.488
Total Capital Ratio 19.08 16.67

Timeline for Mccreary National Bank

Somerset National Bank

Mccreary National Bank was acquired by Somerset National Bank 20 years

View Profile Apr 16 2004

Mccreary National Bancorp, Inc.

Mccreary National Bancorp, Inc. became a new parent organization for Mccreary National Bank.

View Profile Apr 25 2003

Mccreary National Bank

Mccreary National Bank was established 29 years ago and is currently headquartered in Whitley City, KY.

Dec 16 1994
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Somerset National Bank Buyer 179,677 Acquisition Discontinued 4/16/2004
Relationships Role Relationship Start Relationship End
Mccreary National Bancorp, Inc. Parent 4/25/2003 4/15/2004
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