Lumpkin County Bank
Dahlonega, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Lumpkin County Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 1,812 | 3,779 |
Income from Lease Financing Receivables | — | 11,881 |
— | 423 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 225 |
Income on Loans and Leases (TE) | 1,812 | 3,788 |
Investment Interest Income (TE) | 99 | 536 |
Total Interest Income (TE) | 1,945 | 4,184 |
Total Interest Expense | 636 | 1,122 |
Net Interest Income (TE) | 1,309 | 3,048 |
Non-Interest Income | 186 | 667 |
Adjusted Operating Income (TE) | 1,495 | 3,751 |
Non-interest Expense | 1,290 | 2,200 |
Provision for Loan & Lease Losses | 217 | 546 |
Pretax Operating Income (TE) | — | 6,371 |
Pretax Net Operating Income (TE) | — | 6,357 |
Applicable Income Taxes | — | 2,287 |
Net Operating Income | — | 4,333 |
Net Income | — | 4,333 |
Cash Dividends Declared | — | 3,695 |
Retained Earnings | — | 2,427 |