Lumpkin County Bank
Dahlonega, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Vitals
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Total Assets68.9M -8.5 %
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Total Deposits61.0M -6.5 %
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Total Net Loans50.4M -14.0 %
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Net Income
-
Book Value4.0M -34.0 %
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Book Value x28.1M -34.0 %
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Book Value x312.1M -34.0 %
Balance Sheet Highlights
| Financial Highlights | Lumpkin County Bank | All Insured Commercial Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 68,905 | 156,558 |
| Total Net Loans | 50,401 | 116,317 |
| Total Deposits | 61,027 | 127,528 |
| Total Equity | 4,034 | 14,824 |
| Profitability | ||
| Net Income | — | 4,333 |
| Return on Average Assets | — | 1.308 |
| Return on Average Equity | — | 13.595 |
| Net Interest Margin | 4 | 4.329 |
| Efficiency Ratio | 86.288 | 64.229 |
| Noninterest Income/Revenue | 8.728 | 13.757 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 82.588 | 84.79 |
| Securities/Assets | .068 | .24 |
| Total Equity/Total Assets | .059 | .095 |
| Tangible Equity/Tangible Assets | .059 | -.249 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 4,115 | 14,450 |
| Tier 2 Capital | 616 | 1,504 |
| Total Capital | 4,731 | 15,912 |
| Total Risk Weighted Assets | 49,061 | 120,402 |
| Leverage Ratio | 5.92 | 9.93 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 8.39 | 13.471 |
| Total Capital Ratio | 9.64 | 14.66 |
Timeline for Lumpkin County Bank
Gainesville Bank & Trust
Lumpkin County Bank was acquired by Gainesville Bank & Trust 19 years
View Profile Aug 19 2004
Lumpkin County Bank
Lumpkin County Bank was established 41 years ago and is currently headquartered in Dahlonega, GA.
Dec 14 1982| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Gainesville Bank & Trust | Buyer | 689,543 | Acquisition | Discontinued | 8/19/2004 |
| Relationships | Role | Relationship Start | Relationship End |
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