Vitals
  • Total Assets
    308.7M 8.0 %
  • Total Deposits
    257.0M 10.1 %
  • Total Net Loans
    208.1M 3.1 %
  • Net Income
    5.0M 31.2 %
  • Book Value
    44.6M 8.3 %
  • Book Value x2
    89.3M 8.3 %
  • Book Value x3
    133.9M 8.3 %
ROAA

1.694

ROAE

11.543

Efficiency Ratio

51.43

Net Interest Margin

4.066

Balance Sheet Highlights
Financial Highlights Legacy Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 308,724 406,389
Total Net Loans 208,095 257,573
Total Deposits 256,962 344,879
Total Equity 44,644 40,990
Profitability
Net Income 5,028 4,034
Return on Average Assets 1.694 1.068
Return on Average Equity 11.543 9.983
Net Interest Margin 4.066 3.933
Efficiency Ratio 51.43 70.399
Noninterest Income/Revenue 5.854 23.071
Balance Sheet Ratios
Loan-to-Deposit 80.983 73.804
Securities/Assets .193 .203
Total Equity/Total Assets .145 .101
Tangible Equity/Tangible Assets .127 .096
Capital Adequacy
Tier 1 Common Capital 39,528 39,094
Tier 1 Capital 39,528 39,135
Tier 2 Capital 2,767 3,076
Total Capital 42,295 42,210
Total Risk Weighted Assets 237,572 288,026
Leverage Ratio 13.16 10.22
Common Equity Tier 1 Capital Ratio 16.64 15.667
Tier 1 Capital Ratio 16.64 15.699
Total Capital Ratio 17.8 16.831

Timeline for Legacy Bank

Southern Colorado National Bank

Acquisition: Legacy Bank acquired a new subsidiary, Southern Colorado National Bank, 14 years

View Profile Oct 03 2009

Cheyenne Mountain Bank

Acquisition: Legacy Bank acquired a new subsidiary, Cheyenne Mountain Bank, 16 years

View Profile Aug 25 2007

Legacy Bank

Legacy Bank was established 116 years ago and is currently headquartered in Wiley, CO.

May 25 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southern Colorado National Bank Seller 37,142 Failure 10/3/2009
Cheyenne Mountain Bank Seller 42,056 Acquisition Discontinued 8/25/2007
Relationships Role Relationship Start Relationship End
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