Vitals
  • Total Assets
    65.7M -1.3 %
  • Total Deposits
    57.8M -1.3 %
  • Total Net Loans
    29.0M -1.7 %
  • Net Income
    782000.0000 3.0 %
  • Book Value
    7.4M -1.8 %
  • Book Value x2
    14.7M -1.8 %
  • Book Value x3
    22.1M -1.8 %
ROAA

1.183

ROAE

10.34

Efficiency Ratio

61.712

Net Interest Margin

2.984

Balance Sheet Highlights
Financial Highlights Laurens State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 65,736 198,346
Total Net Loans 28,959 133,864
Total Deposits 57,834 165,124
Total Equity 7,354 22,060
Profitability
Net Income 782 2,310
Return on Average Assets 1.183 1.15
Return on Average Equity 10.34 9.92
Net Interest Margin 2.984 3.587
Efficiency Ratio 61.712 60.34
Noninterest Income/Revenue 9.974 13.494
Balance Sheet Ratios
Loan-to-Deposit 50.073 77.091
Securities/Assets .347 .197
Total Equity/Total Assets .112 .111
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 7,664 21,135
Tier 1 Capital 7,664 21,140
Tier 2 Capital 353 1,625
Total Capital 8,017 22,777
Total Risk Weighted Assets 34,425 151,308
Leverage Ratio 11.44 10.944
Common Equity Tier 1 Capital Ratio 22.26 15.631
Tier 1 Capital Ratio 22.26 15.631
Total Capital Ratio 23.29 16.675

Timeline for Laurens State Bank

Laurens Bancorp., Ltd.

Laurens Bancorp., Ltd. became a new parent organization for Laurens State Bank.

View Profile Mar 21 1980

Laurens State Bank

Laurens State Bank was established 89 years ago and is currently headquartered in Laurens, IA.

May 01 1935
Relationships Role Relationship Start Relationship End
Laurens Bancorp., Ltd. Parent 9/27/1994
Laurens Bancorp., Ltd. Parent 12/31/1983 9/26/1994
Laurens Bancorp., Ltd. Parent 3/21/1980 12/30/1983
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