Vitals
  • Total Assets
    113.3M 32.0 %
  • Total Deposits
    98.7M 33.9 %
  • Total Net Loans
    78.5M 45.9 %
  • Net Income
    884000.0000 249.4 %
  • Book Value
    12.7M 6.7 %
  • Book Value x2
    25.3M 6.7 %
  • Book Value x3
    38.0M 6.7 %
ROAA

.878

ROAE

7.239

Efficiency Ratio

59.565

Net Interest Margin

4.002

Balance Sheet Highlights
Financial Highlights Lanier Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 113,265 185,759
Total Net Loans 78,473 137,560
Total Deposits 98,704 154,387
Total Equity 12,667 17,752
Profitability
Net Income 884 11,253
Return on Average Assets .878 1.405
Return on Average Equity 7.239 14.35
Net Interest Margin 4.002 4.561
Efficiency Ratio 59.565 62.186
Noninterest Income/Revenue 1.313 11.405
Balance Sheet Ratios
Loan-to-Deposit 79.503 84.834
Securities/Assets .069 .213
Total Equity/Total Assets .112 .096
Tangible Equity/Tangible Assets .112 -.929
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,844 17,144
Tier 2 Capital 1,061 1,758
Total Capital 13,905 18,847
Total Risk Weighted Assets 90,365 144,350
Leverage Ratio 11.18 10.263
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.21 13.733
Total Capital Ratio 15.39 14.902

Timeline for Lanier Community Bank

First Bank Of The South

Lanier Community Bank was acquired by First Bank Of The South 18 years

View Profile Feb 24 2006

Gwinnett Commercial Group, Inc.

Gwinnett Commercial Group, Inc. became a new parent organization for Lanier Community Bank.

View Profile Jan 01 2006

Lanier Community Bank

Lanier Community Bank was established 20 years ago and is currently headquartered in Buford, GA.

Jun 17 2003

Buford Banking Group, Inc.

Buford Banking Group, Inc. became a new parent organization for Lanier Community Bank.

View Profile Jun 17 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Of The South Buyer 817,237 Pooling of Interests Discontinued 2/24/2006
Relationships Role Relationship Start Relationship End
Gwinnett Commercial Group, Inc. Parent 1/1/2006 2/23/2006
Buford Banking Group, Inc. Parent 6/17/2003 12/31/2005
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