Net Income Analysis ( % relative to Total Revenue )
Income Statement Landmark Community Bank All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 10,835 22,748
Income from Lease Financing Receivables 13 24
553 516
Estimated Tax Benefit from Tax-Exempt Loan Income 285 268
Income on Loans and Leases (TE) 11,133 23,278
Investment Interest Income (TE) 1,440 3,743
Total Interest Income (TE) 12,646 27,430
Total Interest Expense 1,599 3,218
Net Interest Income (TE) 11,047 24,213
Non-Interest Income 1,090 6,081
Adjusted Operating Income (TE) 12,137 30,595
Non-interest Expense 8,719 20,397
Provision for Loan & Lease Losses 370 900
Pretax Operating Income (TE) 3,048 8,900
Pretax Net Operating Income (TE) 3,049 9,212
Applicable Income Taxes 507 2,056
Net Operating Income 2,073 6,310
Net Income 2,073 6,303
Cash Dividends Declared 657 3,414
Retained Earnings 1,416 2,771