Vitals
  • Total Assets
    124.4M 2.4 %
  • Total Deposits
    112.4M 3.3 %
  • Total Net Loans
    80.3M -0.6 %
  • Net Income
    1.0M 10.7 %
  • Book Value
    9.7M -3.9 %
  • Book Value x2
    19.3M -3.9 %
  • Book Value x3
    29.0M -3.9 %
ROAA

1.073

ROAE

14.484

Efficiency Ratio

66.661

Net Interest Margin

4.21

Balance Sheet Highlights
Financial Highlights Kentucky Banking Centers, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 124,383 157,056
Total Net Loans 80,301 107,190
Total Deposits 112,391 126,105
Total Equity 9,663 16,881
Profitability
Net Income 1,017 2,055
Return on Average Assets 1.073 1.291
Return on Average Equity 14.484 12.224
Net Interest Margin 4.21 4.194
Efficiency Ratio 66.661 64.563
Noninterest Income/Revenue 11.847 11.664
Balance Sheet Ratios
Loan-to-Deposit 71.448 82.212
Securities/Assets .183 .322
Total Equity/Total Assets .078 .107
Tangible Equity/Tangible Assets .078 .051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,728 16,152
Tier 2 Capital 1,079 1,209
Total Capital 10,807 17,361
Total Risk Weighted Assets 86,273 108,800
Leverage Ratio 7.67 11.044
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.28 16.908
Total Capital Ratio 12.53 18.045

Timeline for Kentucky Banking Centers, Inc.

Citizens First Bank, Inc.

Kentucky Banking Centers, Inc. was acquired by Citizens First Bank, Inc. 17 years

View Profile Dec 01 2006

Farmers Capital Bank Corporation

Farmers Capital Bank Corporation became a new parent organization for Kentucky Banking Centers, Inc..

View Profile Jun 15 1987

General Bank Corporation Of Kentucky

General Bank Corporation Of Kentucky became a new parent organization for Kentucky Banking Centers, Inc..

View Profile Sep 18 1984

Kentucky Banking Centers, Inc.

Kentucky Banking Centers, Inc. was established 97 years ago and is currently headquartered in Glasgow, KY.

Aug 10 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens First Bank, Inc. Buyer 441,587 Acquisition Discontinued 12/1/2006
Relationships Role Relationship Start Relationship End
Farmers Capital Bank Corporation Parent 6/15/1987 11/30/2006
General Bank Corporation Of Kentucky Parent 9/18/1984 6/14/1987
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