Vitals
  • Total Assets
    43.5M 8.6 %
  • Total Deposits
    40.4M 9.9 %
  • Total Net Loans
    22.4M 30.9 %
  • Net Income
    196000.0000 292.0 %
  • Book Value
    3.0M -1.8 %
  • Book Value x2
    6.0M -1.8 %
  • Book Value x3
    9.0M -1.8 %
ROAA

.452

ROAE

6.519

Efficiency Ratio

92.033

Net Interest Margin

3.83

Balance Sheet Highlights
Financial Highlights Katy Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 43,523 120,365
Total Net Loans 22,390 65,102
Total Deposits 40,366 102,754
Total Equity 2,986 12,013
Profitability
Net Income 196 2,887
Return on Average Assets .452 1.215
Return on Average Equity 6.519 12.277
Net Interest Margin 3.83 4.327
Efficiency Ratio 92.033 69.41
Noninterest Income/Revenue 24.025 17.558
Balance Sheet Ratios
Loan-to-Deposit 55.468 60.394
Securities/Assets .312 .686
Total Equity/Total Assets .069 .1
Tangible Equity/Tangible Assets .069 .001
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,029 11,271
Tier 2 Capital 271 776
Total Capital 3,300 12,058
Total Risk Weighted Assets 28,268 73,661
Leverage Ratio 6.93 9.74
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.72 17.049
Total Capital Ratio 11.67 18.128

Timeline for Katy Bank, National Association

Tradition Bank - Bellaire

Katy Bank, National Association was acquired by Tradition Bank - Bellaire 20 years

View Profile Mar 30 2004

Tradition Bancshares, Inc.

Tradition Bancshares, Inc. became a new parent organization for Katy Bank, National Association.

View Profile Nov 24 2003

Katy Bank, National Association

Katy Bank, National Association was established 37 years ago and is currently headquartered in Katy, TX.

Oct 01 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Tradition Bank - Bellaire Buyer 547,326 Pooling of Interests Discontinued 3/30/2004
Relationships Role Relationship Start Relationship End
Tradition Bancshares, Inc. Parent 11/24/2003 3/29/2004
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