Efficiency Ratio Over Time
Efficiency Ratio Katy Bank, National Association All Insured Commercial Banks in Texas
12-31-2003 92.033 69.41
09-30-2003 95.995 68.526
06-30-2003 98.302 68.452
03-31-2003 92.899 68.632
12-31-2002 89.022 67.534