Vitals
  • Total Assets
    42.6M -2.5 %
  • Total Deposits
    35.5M -2.1 %
  • Total Net Loans
    21.5M -2.4 %
  • Net Income
    171000.0000 -36.9 %
  • Book Value
    7.0M -4.6 %
  • Book Value x2
    14.0M -4.6 %
  • Book Value x3
    20.9M -4.6 %
ROAA

.404

ROAE

2.381

Efficiency Ratio

82.877

Net Interest Margin

3.316

Balance Sheet Highlights
Financial Highlights John O. Melby & Co. Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 42,568 217,012
Total Net Loans 21,509 142,530
Total Deposits 35,542 183,207
Total Equity 6,979 23,957
Profitability
Net Income 171 2,017
Return on Average Assets .404 .909
Return on Average Equity 2.381 7.874
Net Interest Margin 3.316 3.812
Efficiency Ratio 82.877 66.522
Noninterest Income/Revenue 5.97 14.439
Balance Sheet Ratios
Loan-to-Deposit 60.517 75.838
Securities/Assets .257 .178
Total Equity/Total Assets .164 .11
Tangible Equity/Tangible Assets .1 .108
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,549 23,374
Tier 2 Capital 280 1,878
Total Capital 4,829 25,283
Total Risk Weighted Assets 22,319 152,550
Leverage Ratio 11.58 11.147
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 20.38 16.255
Total Capital Ratio 21.64 17.474

Timeline for John O. Melby & Co. Bank

State Bank Of Arcadia

John O. Melby & Co. Bank was acquired by State Bank Of Arcadia 10 years

View Profile Jan 13 2014

B & E Investments, Inc.,

B & E Investments, Inc., became a new parent organization for John O. Melby & Co. Bank.

View Profile Jan 02 2007

Melby Investments, Inc.

Melby Investments, Inc. became a new subsidiary organization for John O. Melby & Co. Bank.

View Profile Dec 30 1991

Johnco Bancshares, Inc.

Johnco Bancshares, Inc. became a new parent organization for John O. Melby & Co. Bank.

View Profile Apr 01 1985

John O. Melby & Co. Bank

John O. Melby & Co. Bank was established 136 years ago and is currently headquartered in Whitehall, WI.

Jan 01 1888
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Arcadia Buyer 170,086 Pooling of Interests Discontinued 1/13/2014
Relationships Role Relationship Start Relationship End
B & E Investments, Inc., Parent 1/2/2007 1/12/2014
Johnco Bancshares, Inc. Parent 12/20/1996 1/1/2007
Johnco Bancshares, Inc. Parent 12/31/1990 12/19/1996
Johnco Bancshares, Inc. Parent 4/1/1985 12/30/1990
Melby Investments, Inc. Subsidary 12/30/1991 12/27/1996
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