Vitals
  • Total Assets
    188.2M 1.3 %
  • Total Deposits
    153.5M 13.0 %
  • Total Net Loans
    138.4M 5.8 %
  • Net Income
    2.8M 27.5 %
  • Book Value
    20.6M 4.0 %
  • Book Value x2
    41.2M 4.0 %
  • Book Value x3
    61.8M 4.0 %
ROAA

1.546

ROAE

13.62

Efficiency Ratio

49.169

Net Interest Margin

4.022

Balance Sheet Highlights
Financial Highlights Iowa Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 188,189 198,346
Total Net Loans 138,382 133,864
Total Deposits 153,454 165,124
Total Equity 20,608 22,060
Profitability
Net Income 2,830 2,310
Return on Average Assets 1.546 1.15
Return on Average Equity 13.62 9.92
Net Interest Margin 4.022 3.587
Efficiency Ratio 49.169 60.34
Noninterest Income/Revenue 5.296 13.494
Balance Sheet Ratios
Loan-to-Deposit 90.178 77.091
Securities/Assets .206 .197
Total Equity/Total Assets .11 .111
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 19,136 21,135
Tier 1 Capital 19,136 21,140
Tier 2 Capital 1,470 1,625
Total Capital 20,606 22,777
Total Risk Weighted Assets 151,460 151,308
Leverage Ratio 10.25 10.944
Common Equity Tier 1 Capital Ratio 12.63 15.631
Tier 1 Capital Ratio 12.63 15.631
Total Capital Ratio 13.6 16.675

Timeline for Iowa Trust & Savings Bank

Cylinder State Bank

Acquisition: Iowa Trust & Savings Bank acquired a new subsidiary, Cylinder State Bank, 25 years

View Profile Oct 06 1998

Cylinder Bancorporation

Acquisition: Iowa Trust & Savings Bank acquired a new subsidiary, Cylinder Bancorporation , 25 years

View Profile Oct 06 1998

Home Federal Savings And Loan Association, F.A.

Acquisition: Iowa Trust & Savings Bank acquired a new subsidiary, Home Federal Savings And Loan Association, F.A., 32 years

View Profile Feb 01 1992

Emmetsburg Bank Shares, Inc.

Emmetsburg Bank Shares, Inc. became a new parent organization for Iowa Trust & Savings Bank.

View Profile Apr 09 1985

Iowa Trust & Savings Bank

Iowa Trust & Savings Bank was established 94 years ago and is currently headquartered in Emmetsburg, IA.

Jul 01 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cylinder State Bank Seller 16,630 Pooling of Interests Discontinued 10/6/1998
Cylinder Bancorporation Seller Pooling of Interests Discontinued 10/6/1998
Home Federal Savings And Loan Association, F.A. Seller 114,574 Failure 2/1/1992
Relationships Role Relationship Start Relationship End
Emmetsburg Bank Shares, Inc. Parent 4/9/1985
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