Vitals
  • Total Assets
    531.2M 2.1 %
  • Total Deposits
    456.5M 1.4 %
  • Total Net Loans
    358.7M 24.6 %
  • Net Income
    13.0M 40.8 %
  • Book Value
    73.5M 10.6 %
  • Book Value x2
    147.0M 10.6 %
  • Book Value x3
    220.5M 10.6 %
ROAA

2.551

ROAE

18.309

Efficiency Ratio

41.264

Net Interest Margin

4.351

Balance Sheet Highlights
Financial Highlights International Bank Of Chicago All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 531,197 290,894
Total Net Loans 358,713 191,278
Total Deposits 456,470 246,407
Total Equity 73,516 31,125
Profitability
Net Income 12,966 2,670
Return on Average Assets 2.551 .919
Return on Average Equity 18.309 8.247
Net Interest Margin 4.351 3.499
Efficiency Ratio 41.264 67.9
Noninterest Income/Revenue 2.415 16.598
Balance Sheet Ratios
Loan-to-Deposit 78.584 72.669
Securities/Assets .255 .191
Total Equity/Total Assets .138 .107
Tangible Equity/Tangible Assets .138 .103
Capital Adequacy
Tier 1 Common Capital 72,577 29,670
Tier 1 Capital 72,577 29,720
Tier 2 Capital 4,193 2,112
Total Capital 76,770 31,905
Total Risk Weighted Assets 332,522 212,461
Leverage Ratio 13.93 10.62
Common Equity Tier 1 Capital Ratio 21.83 16.313
Tier 1 Capital Ratio 21.83 16.329
Total Capital Ratio 23.09 17.341

Timeline for International Bank Of Chicago

Premier Bank

Acquisition: International Bank Of Chicago acquired a new subsidiary, Premier Bank, 12 years

View Profile Mar 24 2012

All American Bank

Acquisition: International Bank Of Chicago acquired a new subsidiary, All American Bank, 12 years

View Profile Oct 29 2011

Covenant Bank

Covenant Bank became a new subsidiary organization for International Bank Of Chicago.

View Profile Nov 25 2003

Ibc Bancorp, Inc.

Ibc Bancorp, Inc. became a new parent organization for International Bank Of Chicago.

View Profile Apr 19 1997

International Bank Of Chicago

International Bank Of Chicago was established 31 years ago and is currently headquartered in Chicago, IL.

Oct 26 1992
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Premier Bank Seller 268,703 Failure 3/24/2012
All American Bank Seller 34,800 Failure 10/29/2011
Relationships Role Relationship Start Relationship End
Ibc Bancorp, Inc. Parent 9/1/1998
Ibc Bancorp, Inc. Parent 4/19/1997 8/31/1998
Covenant Bank Subsidary 11/25/2003 10/14/2004
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