Vitals
  • Total Assets
    221.2M 5.0 %
  • Total Deposits
    197.5M 5.3 %
  • Total Net Loans
    134.2M 6.4 %
  • Net Income
    853000.0000 -16.0 %
  • Book Value
    22.5M 0.5 %
  • Book Value x2
    45.1M 0.5 %
  • Book Value x3
    67.6M 0.5 %
ROAA

.518

ROAE

5.045

Efficiency Ratio

81.026

Net Interest Margin

3.529

Balance Sheet Highlights
Financial Highlights Independence Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 221,187 278,319
Total Net Loans 134,173 147,906
Total Deposits 197,524 240,617
Total Equity 22,546 28,391
Profitability
Net Income 853 2,166
Return on Average Assets .518 .983
Return on Average Equity 5.045 9.459
Net Interest Margin 3.529 3.716
Efficiency Ratio 81.026 69.448
Noninterest Income/Revenue 8.921 17.204
Balance Sheet Ratios
Loan-to-Deposit 67.927 58.92
Securities/Assets .201 .244
Total Equity/Total Assets .102 .102
Tangible Equity/Tangible Assets .102 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,349 27,468
Tier 2 Capital 1,746 1,851
Total Capital 25,095 29,326
Total Risk Weighted Assets 142,482 165,507
Leverage Ratio 10.46 10.318
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.39 18.533
Total Capital Ratio 17.61 19.624

Timeline for Independence Bank, National Association

Allegiance Bank

Independence Bank, National Association was acquired by Allegiance Bank 10 years

View Profile Nov 16 2013

Independence Bank, National Association

Independence Bank, National Association was established 22 years ago and is currently headquartered in Houston, TX.

May 13 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Allegiance Bank Buyer 2,460,028 Acquisition Discontinued 11/16/2013
Relationships Role Relationship Start Relationship End
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