Efficiency Ratio Over Time
Efficiency Ratio Independence Bank, National Association All Insured Commercial Banks in Texas
09-30-2013 81.026 69.448
06-30-2013 79.522 70.111
03-31-2013 78.058 71.168
12-31-2012 81.202 70.289
09-30-2012 80.491 69.365
06-30-2012 80.401 69.7
03-31-2012 80.528 69.836
12-31-2011 76.336 71.203
09-30-2011 75.746 70.717
06-30-2011 76.376 71.672
03-31-2011 73.035 72.166
12-31-2010 85.274 72.798
09-30-2010 90.147 71.344
06-30-2010 89.482 71.672
03-31-2010 98.466 72.124
12-31-2009 99.524 72.899
09-30-2009 91.251 71.928
06-30-2009 93.083 72.628
03-31-2009 90.8 71.399
12-31-2008 88.348 70.933
09-30-2008 91.092 69.839
06-30-2008 87.976 70.152
03-31-2008 84.23 69.753
12-31-2007 90.938 68.047
09-30-2007 93.374 66.762
06-30-2007 87.977 66.933
03-31-2007 93.802 66.629
12-31-2006 85.414 66.288
09-30-2006 85.894 64.993
06-30-2006 85.291 65.249
03-31-2006 83.799 65.978
12-31-2005 81.038 67.153
09-30-2005 79.686 66.756
06-30-2005 71.803 67.031
03-31-2005 79.569 67.486
12-31-2004 94.557 69.184
09-30-2004 93.042 68.305
06-30-2004 91.861 68.807
03-31-2004 85.064 69.055
12-31-2003 163.739 69.41
09-30-2003 196.962 68.526
06-30-2003 217.374 68.452
03-31-2003 222.093 68.632
12-31-2002 327.514 67.534