Vitals
  • Total Assets
    195.0M 0.2 %
  • Total Deposits
    163.0M 2.6 %
  • Total Net Loans
    140.7M 4.8 %
  • Net Income
    1.6M 31.3 %
  • Book Value
    23.0M 3.4 %
  • Book Value x2
    45.9M 3.4 %
  • Book Value x3
    68.9M 3.4 %
ROAA

.827

ROAE

6.994

Efficiency Ratio

70.082

Net Interest Margin

3.835

Balance Sheet Highlights
Financial Highlights Huron Community Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 195,042 330,697
Total Net Loans 140,659 227,599
Total Deposits 162,982 278,247
Total Equity 22,956 33,935
Profitability
Net Income 1,584 3,589
Return on Average Assets .827 .954
Return on Average Equity 6.994 8.772
Net Interest Margin 3.835 3.821
Efficiency Ratio 70.082 71.925
Noninterest Income/Revenue 12.551 24.061
Balance Sheet Ratios
Loan-to-Deposit 86.303 76.845
Securities/Assets .135 .16
Total Equity/Total Assets .118 .103
Tangible Equity/Tangible Assets .116 .098
Capital Adequacy
Tier 1 Common Capital 22,931 32,553
Tier 1 Capital 22,931 32,664
Tier 2 Capital 1,846 2,479
Total Capital 24,777 35,133
Total Risk Weighted Assets 147,659 242,208
Leverage Ratio 11.47 10.341
Common Equity Tier 1 Capital Ratio 15.53 15.339
Tier 1 Capital Ratio 15.53 15.393
Total Capital Ratio 16.78 16.423

Timeline for Huron Community Bank

Huron Lending Services Llc

Huron Lending Services Llc became a new subsidiary organization for Huron Community Bank.

View Profile Jan 16 2003

Huron Community Financial Services, Inc.

Huron Community Financial Services, Inc. became a new parent organization for Huron Community Bank.

View Profile May 31 1989

Alliance Financial Corporation

Alliance Financial Corporation became a new parent organization for Huron Community Bank.

View Profile Jul 01 1987

Michigan National Corporation

Michigan National Corporation became a new parent organization for Huron Community Bank.

View Profile Nov 05 1981

Huron Community Bank

Huron Community Bank was established 96 years ago and is currently headquartered in East Tawas, MI.

Jun 14 1927
Relationships Role Relationship Start Relationship End
Huron Community Financial Services, Inc. Parent 5/31/1989
Alliance Financial Corporation Parent 7/1/1987 5/30/1989
Michigan National Corporation Parent 11/5/1981 6/30/1987
Huron Lending Services Llc Subsidary 1/16/2003 4/1/2007
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