Horizon Bank, Ssb
Austin, TX — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Horizon Bank, Ssb | All Insured Savings Banks in Texas |
Interest and Fees on Loans | 29,885 | 25,416 |
Income from Lease Financing Receivables | 527 | 37 |
271 | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 146 | 10 |
Income on Loans and Leases (TE) | 30,558 | 25,508 |
Investment Interest Income (TE) | 1,836 | 1,744 |
Total Interest Income (TE) | 33,034 | 27,653 |
Total Interest Expense | 2,560 | 2,983 |
Net Interest Income (TE) | 30,474 | 24,676 |
Non-Interest Income | 7,633 | 8,040 |
Adjusted Operating Income (TE) | 38,107 | 32,713 |
Non-interest Expense | 21,806 | 20,373 |
Provision for Loan & Lease Losses | 2,100 | 900 |
Pretax Operating Income (TE) | 14,201 | 11,517 |
Pretax Net Operating Income (TE) | 16,391 | 11,901 |
Applicable Income Taxes | 4,987 | 1,411 |
Net Operating Income | 10,748 | 10,708 |
Net Income | 10,748 | 10,708 |
Cash Dividends Declared | 4,200 | 4,954 |
Retained Earnings | 6,548 | 5,973 |