Vitals
  • Total Assets
    765.5M 23.0 %
  • Total Deposits
    679.2M 22.0 %
  • Total Net Loans
    611.3M 20.1 %
  • Net Income
    10.7M 19.9 %
  • Book Value
    64.2M 20.7 %
  • Book Value x2
    128.5M 20.7 %
  • Book Value x3
    192.7M 20.7 %
ROAA

1.54

ROAE

18.417

Efficiency Ratio

57.223

Net Interest Margin

4.509

Balance Sheet Highlights
Financial Highlights Horizon Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 765,532 699,407
Total Net Loans 611,277 487,746
Total Deposits 679,223 520,110
Total Equity 64,226 100,964
Profitability
Net Income 10,748 10,708
Return on Average Assets 1.54 1.001
Return on Average Equity 18.417 8.837
Net Interest Margin 4.509 4.122
Efficiency Ratio 57.223 69.901
Noninterest Income/Revenue 18.77 22.526
Balance Sheet Ratios
Loan-to-Deposit 89.997 87.04
Securities/Assets .118 .148
Total Equity/Total Assets .084 .144
Tangible Equity/Tangible Assets .082 .13
Capital Adequacy
Tier 1 Common Capital 63,087 94,270
Tier 1 Capital 63,087 94,270
Tier 2 Capital 7,599 4,738
Total Capital 70,686 99,006
Total Risk Weighted Assets 606,635 501,775
Leverage Ratio 8.46 11.157
Common Equity Tier 1 Capital Ratio 10.4 17.175
Tier 1 Capital Ratio 10.4 17.194
Total Capital Ratio 11.65 18.145

Timeline for Horizon Bank, Ssb

Frontier Bancshares, Inc.

Frontier Bancshares, Inc. became a new parent organization for Horizon Bank, Ssb.

View Profile Sep 11 2008

Self-Directed Ira Services, Inc.

Self-Directed Ira Services, Inc. became a new subsidiary organization for Horizon Bank, Ssb.

View Profile Apr 02 2008

Frontier Bn, Inc.

Frontier Bn, Inc. became a new parent organization for Horizon Bank, Ssb.

View Profile Apr 04 2006

Horizon Bank, Ssb

Horizon Bank, Ssb was established 119 years ago and is currently headquartered in Austin, TX.

Jan 01 1905
Relationships Role Relationship Start Relationship End
Frontier Bancshares, Inc. Parent 9/11/2008
Frontier Bn, Inc. Parent 4/4/2006 9/10/2008
Self-Directed Ira Services, Inc. Subsidary 4/2/2008
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