Vitals
  • Total Assets
    12.3M -4.6 %
  • Total Deposits
    10.2M -5.7 %
  • Total Net Loans
    8.0M 7.8 %
  • Net Income
    11000.0000 120.0 %
  • Book Value
    2.0M 0.8 %
  • Book Value x2
    4.0M 0.8 %
  • Book Value x3
    6.0M 0.8 %
ROAA

.089

ROAE

.548

Efficiency Ratio

97.567

Net Interest Margin

3.984

Balance Sheet Highlights
Financial Highlights Hertford Savings Bank, Ssb All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 12,259 217,642
Total Net Loans 7,955 144,664
Total Deposits 10,239 171,818
Total Equity 2,014 30,091
Profitability
Net Income 11 1,035
Return on Average Assets .089 .442
Return on Average Equity .548 3.23
Net Interest Margin 3.984 3.391
Efficiency Ratio 97.567 81.04
Noninterest Income/Revenue 1.316 11.81
Balance Sheet Ratios
Loan-to-Deposit 77.693 81.903
Securities/Assets .024 .123
Total Equity/Total Assets .164 .138
Tangible Equity/Tangible Assets .164 .138
Capital Adequacy
Tier 1 Common Capital 2,014 30,008
Tier 1 Capital 2,014 30,008
Tier 2 Capital 78 1,306
Total Capital 2,092 31,762
Total Risk Weighted Assets 6,299 128,204
Leverage Ratio 16.49 16.044
Common Equity Tier 1 Capital Ratio 31.97 30.451
Tier 1 Capital Ratio 31.97 30.451
Total Capital Ratio 33.21 31.466

Timeline for Hertford Savings Bank, Ssb

Hertford Savings Bank, Ssb

Hertford Savings Bank, Ssb was established 101 years ago and is currently headquartered in Hertford, NC.

Jan 01 1923
Relationships Role Relationship Start Relationship End
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