Heritage Community Bank
Greeneville, TN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Heritage Community Bank | All Insured Commercial Banks in Tennessee |
| Interest and Fees on Loans | 3,727 | 12,197 |
| Income from Lease Financing Receivables | — | 0 |
| — | 25 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
| Income on Loans and Leases (TE) | 3,727 | 12,231 |
| Investment Interest Income (TE) | 42 | 1,544 |
| Total Interest Income (TE) | 3,822 | 14,034 |
| Total Interest Expense | 350 | 1,553 |
| Net Interest Income (TE) | 3,472 | 12,478 |
| Non-Interest Income | 371 | 2,901 |
| Adjusted Operating Income (TE) | 3,843 | 15,672 |
| Non-interest Expense | 3,249 | 10,334 |
| Provision for Loan & Lease Losses | — | 317 |
| Pretax Operating Income (TE) | 594 | 4,962 |
| Pretax Net Operating Income (TE) | 594 | 5,007 |
| Applicable Income Taxes | — | 1,069 |
| Net Operating Income | 594 | 3,589 |
| Net Income | 594 | 3,593 |
| Cash Dividends Declared | — | 1,505 |
| Retained Earnings | 594 | 1,960 |