Efficiency Ratio Over Time
Efficiency Ratio Heritage Community Bank All Insured Commercial Banks in Tennessee
12-31-2016 84.543 69.386
09-30-2016 84.862 69.074
06-30-2016 85.921 69.175
03-31-2016 88.031 69.772
12-31-2015 90.996 71.67
09-30-2015 93.064 71.393
06-30-2015 94.476 71.347
03-31-2015 91.149 71.604
12-31-2014 102.82 71.978
09-30-2014 100.911 71.431
06-30-2014 98.333 72.281
03-31-2014 91.868 72.859
12-31-2013 115.519 72.831
09-30-2013 110.943 71.947
06-30-2013 127.977 72.339
03-31-2013 105.399 73.06
12-31-2012 110.752 72.788
09-30-2012 106.767 72.3
06-30-2012 123.779 72.159
03-31-2012 82.424 70.962
12-31-2011 98.432 74.565
09-30-2011 92.628 73.347
06-30-2011 94.467 74.593
03-31-2011 86.049 74.44
12-31-2010 79.355 74.786
09-30-2010 74.059 73.288
06-30-2010 71.372 73.208
03-31-2010 59.832 74.142
12-31-2009 97.702 78.956
09-30-2009 97.992 78.914
06-30-2009 101.05 79.484
03-31-2009 104.642 76.46
12-31-2008 95.395 76.123
09-30-2008 93.091 73.333
06-30-2008 92.937 73.064
03-31-2008 97.863 73.535
12-31-2007 84.283 71.353
09-30-2007 84.787 70.14
06-30-2007 86.071 70.181
03-31-2007 87.109 69.593
12-31-2006 88.811 69.255
09-30-2006 87.552 67.968
06-30-2006 90.639 68.089
03-31-2006 100 68.881
12-31-2005 105.545 68.603
09-30-2005 110.103 67.371
06-30-2005 115.084 67.28
03-31-2005 123.869 67.669
12-31-2004 200.787 67.909
09-30-2004 236.278 67.78
06-30-2004 293.066 67.917
03-31-2004 373.333 67.404
12-31-2003 3960 67.065
09-30-2003 66.477
06-30-2003 67.007
03-31-2003 67.319
12-31-2002 65.163