Assets
Liabilities
Assets Heritage Co-Operative Bank All Insured Savings Banks in Massachusetts
Total Assets 270,815,000 363,391,711
Loans & Leases 192,076,000 227,129,664
Real Estate Loans 170,950 205,996
Commercial Loans 18,655 16,863
Individual Loans 4,660 3,274
Agricultural Loans — 2,124
Other Loans and Leases in Domestic and Foreign Offices 16 1,179
Loan and Lease Allowance (1,775) (1,978)
Unearned Income on Loans (430) (329)
Securities 56,686,000 102,072,602
U.S. Treasury and Agency Securities 48,041 66,138
Municipal Securities 5,064 7,101
Foreign Debt Securities — 847
All Other Securities 3,581 27,987
Cash & Balances due from depository institutions 5,569,000 7,841,854
Noninterest-Bearing Cash and Due From Banks 5,569 6,563
Interest-Bearing Bank Balances — 1,279
Federal Funds Sold and Resales 367 8,604
Trading Account Assets — —
Premises and fixed assets (including capitalized leases) 3,985 5,403
Other Real Estate Owned — 556
Direct and Indirect Investments in Real Estate Ventures — —
Investment in Unconsolidated Subsidiaries — —
Acceptances and Other Assets 12,132 11,784
Liabilities Heritage Co-Operative Bank All Insured Savings Banks in Massachusetts
Total Liabilities 270,815,000 393,214,114
Deposits 244,218,000 356,869,178
Demand Deposits 16,449 16,586
All NOW & ATS Accounts 10,594 20,761
Money Market Deposit Accounts 36,110 40,785
Other Nontransaction Savings 40,214 65,045
Time Deposits At Or Below Insurance Limit 91,528 74,499
Fully Insured Brokered Deposits — 24,364
Less: Fully Insured Brokered Deposits — (24,364)
Time Deposits Above Insurance Limit 35,154 43,515
Total Deposits in Foreign Offices — —
Federal Home Loan Bank Borrowings Maturing Under One Year 12,012 24,779
Federal Funds Purchased & Resales — 15,790
Federal Home Loan Bank Borrowing Maturing Over One Year — 38,688
Other Borrowings Maturing Under One Year — 8,778
Other Borrowing Maturing Over One Year — 4,940
Acceptances & Other Liabilities 2,157 2,704
Capital 26,597,000 36,344,935
Subordinated Notes and Debentures — —
Total Equity 26,597 36,345