Heritage Co-Operative Bank
Salem, MA — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Unearned Income on Loans Over Time
| Unearned Income on Loans | Heritage Co-Operative Bank | All Insured Savings Banks in Massachusetts |
| 12-31-2005 | (430,000) | (328,763) |
| 09-30-2005 | (415,000) | (343,676) |
| 06-30-2005 | (378,000) | (367,000) |
| 03-31-2005 | (378,000) | (343,231) |
| 12-31-2004 | (356,000) | (356,622) |
| 09-30-2004 | (379,000) | (350,378) |
| 06-30-2004 | (303,000) | (369,667) |
| 03-31-2004 | (267,000) | (377,465) |
| 12-31-2003 | (269,000) | (400,452) |
| 09-30-2003 | (206,000) | (397,512) |
| 06-30-2003 | (14,000) | (385,511) |
| 03-31-2003 | (48,000) | (377,551) |
| 12-31-2002 | (53,000) | (370,923) |