Vitals
  • Total Assets
    256.4M -3.1 %
  • Total Deposits
    208.0M -0.9 %
  • Total Net Loans
    168.6M -9.6 %
  • Net Income
    -418000.0000 -202.5 %
  • Book Value
    27.6M -5.4 %
  • Book Value x2
    55.3M -5.4 %
  • Book Value x3
    82.9M -5.4 %
ROAA

-1.992

ROAE

-18.106

Efficiency Ratio

148.242

Net Interest Margin

3.566

Balance Sheet Highlights
Financial Highlights Heritage Bank Of Central Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 256,392 282,683
Total Net Loans 168,592 181,522
Total Deposits 207,980 236,655
Total Equity 27,648 31,034
Profitability
Net Income -418 1,291
Return on Average Assets -1.992 .898
Return on Average Equity -18.106 8.003
Net Interest Margin 3.566 3.495
Efficiency Ratio 148.242 68.093
Noninterest Income/Revenue 13.946 16.38
Balance Sheet Ratios
Loan-to-Deposit 81.062 71.885
Securities/Assets .13 .191
Total Equity/Total Assets .108 .11
Tangible Equity/Tangible Assets .094 .106
Capital Adequacy
Tier 1 Common Capital 25,462 28,465
Tier 1 Capital 25,462 28,504
Tier 2 Capital 17 2,073
Total Capital 25,479 30,643
Total Risk Weighted Assets 173,680 203,219
Leverage Ratio 10.01 10.614
Common Equity Tier 1 Capital Ratio 14.66 16.386
Tier 1 Capital Ratio 14.66 16.399
Total Capital Ratio 14.67 17.437

Timeline for Heritage Bank Of Central Illinois

Morton Community Bank

Heritage Bank Of Central Illinois was acquired by Morton Community Bank 7 years

View Profile Jul 09 2016

Hometown Community Bancorp, Inc.

Hometown Community Bancorp, Inc. became a new parent organization for Heritage Bank Of Central Illinois.

View Profile Jun 02 2016

Hanna City State Bank

Acquisition: Heritage Bank Of Central Illinois acquired a new subsidiary, Hanna City State Bank, 30 years

View Profile Mar 01 1994

Trivoli Bancorp, Inc.

Trivoli Bancorp, Inc. became a new parent organization for Heritage Bank Of Central Illinois.

View Profile Jul 31 1985

Heritage Bank Of Central Illinois

Heritage Bank Of Central Illinois was established 104 years ago and is currently headquartered in Trivoli, IL.

Apr 20 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Morton Community Bank Buyer 3,332,690 Acquisition Discontinued 7/9/2016
Hanna City State Bank Seller 17,473 Discontinued 3/1/1994
Relationships Role Relationship Start Relationship End
Hometown Community Bancorp, Inc. Parent 6/2/2016 7/8/2016
Trivoli Bancorp, Inc. Parent 7/31/1985 6/1/2016
Similar Organizations
Organization City State Total Assets
Freedombank
 		Elkader IA 255.7M
Peoples Trust Company Of St. Albans
 		Saint Albans VT 258.8M
Englewood Bank & Trust
 		Englewood FL 259.1M
First State Bank Of Burnet
 		Burnet TX 259.2M
The Shelby County State Bank
 		Harlan IA 253.6M
West Town Bank & Trust
 		North Riverside IL 259.7M
Affinity Bank
 		Atlanta GA 251.9M
The Union Bank
 		Marksville LA 251.2M
Merchants & Planters' Bank
 		Newport AR 250.4M
Astra Bank
 		Scandia KS 256.2M