Vitals
  • Total Assets
    35.4M 36.0 %
  • Total Deposits
    30.6M 31.2 %
  • Total Net Loans
    19.9M 20.2 %
  • Net Income
    190000.0000 29.3 %
  • Book Value
    2.6M 11.3 %
  • Book Value x2
    5.1M 11.3 %
  • Book Value x3
    7.7M 11.3 %
ROAA

.83

ROAE

10.175

Efficiency Ratio

73.185

Net Interest Margin

5.137

Balance Sheet Highlights
Financial Highlights Heber Valley National Bank All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 35,377 1,109,236
Total Net Loans 19,855 1,006,971
Total Deposits 30,596 1,903,543
Total Equity 2,568 145,475
Profitability
Net Income 190 40,045
Return on Average Assets .83 2.634
Return on Average Equity 10.175 21.079
Net Interest Margin 5.137 6.084
Efficiency Ratio 73.185 63.109
Noninterest Income/Revenue 3.771 41.441
Balance Sheet Ratios
Loan-to-Deposit 64.894 133.818
Securities/Assets .361 .444
Total Equity/Total Assets .073 .131
Tangible Equity/Tangible Assets .073 .108
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,568 144,877
Tier 2 Capital 303 34,244
Total Capital 2,871 166,344
Total Risk Weighted Assets 24,125 1,016,580
Leverage Ratio 7.79 19.094
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.64 22.87
Total Capital Ratio 11.9 23.941

Timeline for Heber Valley National Bank

Grand Valley Bank

Heber Valley National Bank was acquired by Grand Valley Bank 18 years

View Profile Dec 31 2005

Heber Valley National Bank

Heber Valley National Bank was established 24 years ago and is currently headquartered in Heber City, UT.

May 01 2000

Grand Valley Corporation

Grand Valley Corporation became a new parent organization for Heber Valley National Bank.

View Profile May 01 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Grand Valley Bank Buyer 360,817 Pooling of Interests Discontinued 12/31/2005
Relationships Role Relationship Start Relationship End
Grand Valley Corporation Parent 5/1/2000 12/30/2005
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