Harris Bank St. Charles
Saint Charles, IL — Domestic Branch of a Domestic Bank
Acquired May 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harris Bank St. Charles | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 5,249 | 1,737 |
Income from Lease Financing Receivables | — | 503 |
2 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 22 |
Income on Loans and Leases (TE) | 5,250 | 1,755 |
Investment Interest Income (TE) | 542 | 390 |
Total Interest Income (TE) | 5,798 | 2,214 |
Total Interest Expense | 1,902 | 690 |
Net Interest Income (TE) | 3,896 | 1,516 |
Non-Interest Income | 606 | 283 |
Adjusted Operating Income (TE) | 4,502 | 1,808 |
Non-interest Expense | 2,597 | 1,072 |
Provision for Loan & Lease Losses | 120 | 197 |
Pretax Operating Income (TE) | 1,785 | 918 |
Pretax Net Operating Income (TE) | 1,785 | 922 |
Applicable Income Taxes | 599 | 804 |
Net Operating Income | 1,081 | 633 |
Net Income | 1,081 | 633 |
Cash Dividends Declared | 1,000 | 919 |
Retained Earnings | 81 | 1,363 |