Vitals
  • Total Assets
    494.4M 0.8 %
  • Total Deposits
    418.1M -5.7 %
  • Total Net Loans
    405.9M 2.6 %
  • Net Income
    1.1M 17.5 %
  • Book Value
    37.6M 6.4 %
  • Book Value x2
    75.2M 6.4 %
  • Book Value x3
    112.8M 6.4 %
ROAA

.862

ROAE

11.493

Efficiency Ratio

57.691

Net Interest Margin

3.238

Balance Sheet Highlights
Financial Highlights Harris Bank St. Charles All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 494,352 170,003
Total Net Loans 405,901 112,542
Total Deposits 418,098 143,119
Total Equity 37,603 16,203
Profitability
Net Income 1,081 633
Return on Average Assets .862 1.127
Return on Average Equity 11.493 11.65
Net Interest Margin 3.238 3.831
Efficiency Ratio 57.691 63.149
Noninterest Income/Revenue 9.463 11.317
Balance Sheet Ratios
Loan-to-Deposit 97.083 72.599
Securities/Assets .128 .853
Total Equity/Total Assets .076 .095
Tangible Equity/Tangible Assets .076 -.012
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 37,431 15,444
Tier 2 Capital 10,733 1,388
Total Capital 48,164 16,919
Total Risk Weighted Assets 410,033 123,531
Leverage Ratio 7.46 9.803
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.13 15.057
Total Capital Ratio 11.75 16.157

Timeline for Harris Bank St. Charles

Bmo Harris Bank National Association

Harris Bank St. Charles was acquired by Bmo Harris Bank National Association 18 years

View Profile May 28 2005

Bmo Bankcorp, Inc.

Bmo Bankcorp, Inc. became a new parent organization for Harris Bank St. Charles.

View Profile Mar 01 2004

Hnb Corp.

Hnb Corp. became a new parent organization for Harris Bank St. Charles.

View Profile Mar 15 1982

Harris Bank St. Charles

Harris Bank St. Charles was established 92 years ago and is currently headquartered in Saint Charles, IL.

Jul 21 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bmo Harris Bank National Association Buyer 106,682,933 Pooling of Interests Discontinued 5/28/2005
Relationships Role Relationship Start Relationship End
Bmo Bankcorp, Inc. Parent 3/1/2004 5/27/2005
Hnb Corp. Parent 3/15/1982 2/29/2004
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