Harris Bank Round Lake
Round Lake Heights, IL — Domestic Branch of a Domestic Bank
Acquired Jun 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harris Bank Round Lake | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 687 | 1,539 |
Income from Lease Financing Receivables | — | 1,046 |
21 | 63 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 11 | 35 |
Income on Loans and Leases (TE) | 698 | 1,556 |
Investment Interest Income (TE) | 50 | 389 |
Total Interest Income (TE) | 773 | 1,997 |
Total Interest Expense | 228 | 573 |
Net Interest Income (TE) | 545 | 1,413 |
Non-Interest Income | 61 | 265 |
Adjusted Operating Income (TE) | 606 | 1,701 |
Non-interest Expense | 354 | 1,024 |
Provision for Loan & Lease Losses | — | 374 |
Pretax Operating Income (TE) | 252 | 857 |
Pretax Net Operating Income (TE) | 467 | 872 |
Applicable Income Taxes | 171 | 1,463 |
Net Operating Income | 277 | 646 |
Net Income | 277 | 646 |
Cash Dividends Declared | 143 | 3,850 |
Retained Earnings | 134 | 921 |