Vitals
  • Total Assets
    182.2M 14.3 %
  • Total Deposits
    157.7M 13.8 %
  • Total Net Loans
    128.9M 13.9 %
  • Net Income
    277000.0000 -51.6 %
  • Book Value
    15.0M 11.6 %
  • Book Value x2
    29.9M 11.6 %
  • Book Value x3
    44.9M 11.6 %
ROAA

1.908

ROAE

22.065

Efficiency Ratio

58.46

Net Interest Margin

3.864

Balance Sheet Highlights
Financial Highlights Harris Bank Round Lake All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 182,235 160,902
Total Net Loans 128,940 102,953
Total Deposits 157,749 135,603
Total Equity 14,961 15,359
Profitability
Net Income 277 646
Return on Average Assets 1.908 1.145
Return on Average Equity 22.065 11.699
Net Interest Margin 3.864 3.814
Efficiency Ratio 58.46 63.481
Noninterest Income/Revenue 7.314 11.734
Balance Sheet Ratios
Loan-to-Deposit 81.737 70.225
Securities/Assets .117 1.603
Total Equity/Total Assets .082 .095
Tangible Equity/Tangible Assets .082 -.023
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,593 14,211
Tier 2 Capital 1,225 1,315
Total Capital 15,818 15,628
Total Risk Weighted Assets 117,851 113,309
Leverage Ratio 8.51 9.604
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.38 15.074
Total Capital Ratio 13.42 16.209

Timeline for Harris Bank Round Lake

Bmo Harris Bank National Association

Harris Bank Round Lake was acquired by Bmo Harris Bank National Association 19 years

View Profile Jun 07 2004

Bmo Bankcorp, Inc.

Bmo Bankcorp, Inc. became a new parent organization for Harris Bank Round Lake.

View Profile Mar 01 2004

Lakeland Financial Services, Llc

Lakeland Financial Services, Llc became a new subsidiary organization for Harris Bank Round Lake.

View Profile Apr 20 2001

Lakeland Financial Corporation

Lakeland Financial Corporation became a new parent organization for Harris Bank Round Lake.

View Profile Mar 12 1997

Harris Bank Round Lake

Harris Bank Round Lake was established 33 years ago and is currently headquartered in Round Lake Heights, IL.

Apr 29 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bmo Harris Bank National Association Buyer 106,682,933 Pooling of Interests Discontinued 6/7/2004
Relationships Role Relationship Start Relationship End
Bmo Bankcorp, Inc. Parent 3/1/2004 6/6/2004
Lakeland Financial Corporation Parent 3/12/1997 2/29/2004
Lakeland Financial Services, Llc Subsidary 4/20/2001 12/30/2002
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