Vitals
  • Total Assets
    1.1B 9.7 %
  • Total Deposits
    918.5M 7.8 %
  • Total Net Loans
    785.1M 17.8 %
  • Net Income
    3.4M 67.8 %
  • Book Value
    118.5M 11.5 %
  • Book Value x2
    237.1M 11.5 %
  • Book Value x3
    355.6M 11.5 %
ROAA

1.314

ROAE

11.582

Efficiency Ratio

53.01

Net Interest Margin

4.573

Balance Sheet Highlights
Financial Highlights Georgia Commerce Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,074,665 236,598
Total Net Loans 785,147 143,288
Total Deposits 918,490 203,626
Total Equity 118,539 25,392
Profitability
Net Income 3,377 566
Return on Average Assets 1.314 .813
Return on Average Equity 11.582 7.233
Net Interest Margin 4.573 3.907
Efficiency Ratio 53.01 75.066
Noninterest Income/Revenue 7.704 18.448
Balance Sheet Ratios
Loan-to-Deposit 85.482 69.356
Securities/Assets .131 .174
Total Equity/Total Assets .11 .107
Tangible Equity/Tangible Assets .103 .106
Capital Adequacy
Tier 1 Common Capital 110,118 23,713
Tier 1 Capital 110,118 23,800
Tier 2 Capital 7,671 1,811
Total Capital 117,789 25,704
Total Risk Weighted Assets 861,748 158,721
Leverage Ratio 10.79 10.423
Common Equity Tier 1 Capital Ratio 12.78 15.832
Tier 1 Capital Ratio 12.78 15.946
Total Capital Ratio 13.67 17.117

Timeline for Georgia Commerce Bank

Iberiabank

Georgia Commerce Bank was acquired by Iberiabank 8 years

View Profile Jun 01 2015

Brookhaven Bank

Acquisition: Georgia Commerce Bank acquired a new subsidiary, Brookhaven Bank, 10 years

View Profile Dec 31 2013

Patriot Bank Of Georgia

Acquisition: Georgia Commerce Bank acquired a new subsidiary, Patriot Bank Of Georgia, 12 years

View Profile Sep 03 2011

Creekside Bank

Acquisition: Georgia Commerce Bank acquired a new subsidiary, Creekside Bank, 12 years

View Profile Sep 03 2011

Georgia Commerce Bank

Georgia Commerce Bank was established 20 years ago and is currently headquartered in Atlanta, GA.

Jul 01 2003

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Complete timeline for Georgia Commerce Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Iberiabank Buyer 20,717,821 Acquisition Discontinued 6/1/2015
Brookhaven Bank Seller 168,787 Acquisition Discontinued 12/31/2013
Patriot Bank Of Georgia Seller 150,751 Failure 9/3/2011
Creekside Bank Seller 102,338 Failure 9/3/2011
Relationships Role Relationship Start Relationship End
Georgia Commerce Bancshares, Inc. Parent 7/1/2003 5/31/2015
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