Freestar Bank, National Association
Pontiac, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Freestar Bank, National Association | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 11,625 | 5,664 |
Income from Lease Financing Receivables | — | 2 |
79 | 24 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 39 | 10 |
Income on Loans and Leases (TE) | 11,664 | 5,707 |
Investment Interest Income (TE) | 3,376 | 1,161 |
Total Interest Income (TE) | 15,104 | 7,054 |
Total Interest Expense | 2,632 | 1,459 |
Net Interest Income (TE) | 12,472 | 5,558 |
Non-Interest Income | 3,556 | 995 |
Adjusted Operating Income (TE) | 16,028 | 6,666 |
Non-interest Expense | 10,969 | 4,558 |
Provision for Loan & Lease Losses | 703 | 1,007 |
Pretax Operating Income (TE) | 4,356 | 1,131 |
Pretax Net Operating Income (TE) | 4,363 | 1,238 |
Applicable Income Taxes | 57 | 187 |
Net Operating Income | 3,937 | 891 |
Net Income | 3,937 | 889 |
Cash Dividends Declared | 2,909 | 278 |
Retained Earnings | 1,028 | 489 |