Vitals
  • Total Assets
    406.3M -2.9 %
  • Total Deposits
    322.3M 1.4 %
  • Total Net Loans
    249.6M -5.4 %
  • Net Income
    3.9M 8.2 %
  • Book Value
    43.7M 2.9 %
  • Book Value x2
    87.3M 2.9 %
  • Book Value x3
    131.0M 2.9 %
ROAA

1.286

ROAE

12.3

Efficiency Ratio

68.437

Net Interest Margin

4.484

Balance Sheet Highlights
Financial Highlights Freestar Bank, National Association All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 406,335 221,156
Total Net Loans 249,590 132,450
Total Deposits 322,317 188,673
Total Equity 43,671 22,339
Profitability
Net Income 3,937 889
Return on Average Assets 1.286 .653
Return on Average Equity 12.3 6.089
Net Interest Margin 4.484 3.686
Efficiency Ratio 68.437 68.923
Noninterest Income/Revenue 19.057 12.36
Balance Sheet Ratios
Loan-to-Deposit 77.436 66.459
Securities/Assets .249 .208
Total Equity/Total Assets .107 .101
Tangible Equity/Tangible Assets .092 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,643 20,059
Tier 2 Capital 3,271 1,759
Total Capital 36,914 21,883
Total Risk Weighted Assets 281,192 147,607
Leverage Ratio 8.38 9.729
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.96 15.666
Total Capital Ratio 13.13 16.811

Timeline for Freestar Bank, National Association

First Financial Bank, National Association

Freestar Bank, National Association was acquired by First Financial Bank, National Association 12 years

View Profile Dec 31 2011

Home Guaranty Bank, S.B.

Acquisition: Freestar Bank, National Association acquired a new subsidiary, Home Guaranty Bank, S.B., 25 years

View Profile Jan 01 1999

Pnb Holding Co.

Pnb Holding Co. became a new parent organization for Freestar Bank, National Association.

View Profile Dec 31 1990

Freestar Bank, National Association

Freestar Bank, National Association was established 89 years ago and is currently headquartered in Pontiac, IL.

Sep 04 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 2,925,852 Acquisition Discontinued 12/31/2011
Home Guaranty Bank, S.B. Seller 16,015 Pooling of Interests Discontinued 1/1/1999
Relationships Role Relationship Start Relationship End
Pnb Holding Co. Parent 12/31/1990 12/30/2011
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