Vitals
  • Total Assets
    76.9M -8.0 %
  • Total Deposits
    66.7M -9.1 %
  • Total Net Loans
    52.2M -7.9 %
  • Net Income
    246000.0000 411.4 %
  • Book Value
    9.9M 0.6 %
  • Book Value x2
    19.8M 0.6 %
  • Book Value x3
    29.8M 0.6 %
ROAA

.637

ROAE

5.031

Efficiency Ratio

77.509

Net Interest Margin

4.345

Balance Sheet Highlights
Financial Highlights Franklin County United Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 76,889 339,803
Total Net Loans 52,220 230,731
Total Deposits 66,723 284,058
Total Equity 9,917 37,191
Profitability
Net Income 246 1,776
Return on Average Assets .637 .972
Return on Average Equity 5.031 8.855
Net Interest Margin 4.345 4.026
Efficiency Ratio 77.509 69.175
Noninterest Income/Revenue 10.891 17.136
Balance Sheet Ratios
Loan-to-Deposit 78.264 77.429
Securities/Assets .084 .172
Total Equity/Total Assets .129 .109
Tangible Equity/Tangible Assets .129 .106
Capital Adequacy
Tier 1 Common Capital 8,577 34,697
Tier 1 Capital 8,577 34,862
Tier 2 Capital 685 2,580
Total Capital 9,262 37,439
Total Risk Weighted Assets 52,885 242,649
Leverage Ratio 11.23 10.571
Common Equity Tier 1 Capital Ratio 16.22 15.362
Tier 1 Capital Ratio 16.22 15.419
Total Capital Ratio 17.51 16.509

Timeline for Franklin County United Bank

Citizens Tri-County Bank

Franklin County United Bank was acquired by Citizens Tri-County Bank 7 years

View Profile Aug 29 2016

Sequatchie Valley Bancshares, Inc.

Sequatchie Valley Bancshares, Inc. became a new parent organization for Franklin County United Bank.

View Profile Jul 28 2016

Franklin County United Bancshares, Inc.

Franklin County United Bancshares, Inc. became a new parent organization for Franklin County United Bank.

View Profile Feb 27 2013

Franklin County United Bank

Franklin County United Bank was established 19 years ago and is currently headquartered in Decherd, TN.

Dec 06 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Tri-County Bank Buyer 792,264 Pooling of Interests Discontinued 8/29/2016
Relationships Role Relationship Start Relationship End
Sequatchie Valley Bancshares, Inc. Parent 7/28/2016 8/28/2016
Franklin County United Bancshares, Inc. Parent 2/27/2013 7/27/2016
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