Vitals
  • Total Assets
    194.4M 3.3 %
  • Total Deposits
    147.1M -2.6 %
  • Total Net Loans
    125.4M 9.3 %
  • Net Income
    2.3M 9.9 %
  • Book Value
    23.1M 0.6 %
  • Book Value x2
    46.2M 0.6 %
  • Book Value x3
    69.3M 0.6 %
ROAA

1.23

ROAE

9.698

Efficiency Ratio

62.857

Net Interest Margin

3.328

Balance Sheet Highlights
Financial Highlights Forreston State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 194,436 290,894
Total Net Loans 125,441 191,278
Total Deposits 147,127 246,407
Total Equity 23,107 31,125
Profitability
Net Income 2,269 2,670
Return on Average Assets 1.23 .919
Return on Average Equity 9.698 8.247
Net Interest Margin 3.328 3.499
Efficiency Ratio 62.857 67.9
Noninterest Income/Revenue 11.47 16.598
Balance Sheet Ratios
Loan-to-Deposit 85.26 72.669
Securities/Assets .284 .191
Total Equity/Total Assets .119 .107
Tangible Equity/Tangible Assets .113 .103
Capital Adequacy
Tier 1 Common Capital 23,603 29,670
Tier 1 Capital 23,603 29,720
Tier 2 Capital 1,257 2,112
Total Capital 24,860 31,905
Total Risk Weighted Assets 141,699 212,461
Leverage Ratio 12.82 10.62
Common Equity Tier 1 Capital Ratio 16.66 16.313
Tier 1 Capital Ratio 16.66 16.329
Total Capital Ratio 17.54 17.341

Timeline for Forreston State Bank

Kent Bank

Acquisition: Forreston State Bank acquired a new subsidiary, Kent Bank, 10 years

View Profile Nov 01 2014

High Point Financial Services, Inc.

High Point Financial Services, Inc. became a new parent organization for Forreston State Bank.

View Profile Nov 01 1991

Forreston State Bank

Forreston State Bank was established 137 years ago and is currently headquartered in Forreston, IL.

Jan 01 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kent Bank Seller 80,887 Pooling of Interests Discontinued 11/1/2014
Relationships Role Relationship Start Relationship End
High Point Financial Services, Inc. Parent 11/1/1991
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